Why is there a transaction called “Visa Provisioning Service AU $0.00” on my transaction listing?

This is a temporary $0.00 authorisation from Visa that may appear when your debit card is used in certain ways, including when it is: added to a digital wallet; used as a payment method with a merchant, for example at checkout; or first added to Click to Pay. It verifies your card details and confirms your card is active. It's not a charge and won't affect your balance. The authorisation will usually be removed automatically within 7 days.

Why is there a transaction called "Visa Provisioning Service AU $0.00" when my card is added to Click to Pay?

This is a temporary $0.00 authorisation from Visa that may appear when your debit card is used in certain ways, including when it is:

added to a digital wallet;
used as a payment method with a merchant, for example at checkout; or
first added to Click to Pay.

It verifies your card details and confirms your card is active. It’s not a charge and won’t affect your balance. The authorisation will usually be removed automatically within 7 days.