Why our app

An award winning app experience

We’re constantly working to maintain and release helpful features that make our app the best in the biz.

Our latest app feature

Find your spending with Smart Search!

Use the Smart Search bar in our app and online banking. Find all your transactions for ‘Rent’ or your Sunday afternoon ‘Uber Eats’ from your ubank and connected accounts.

It’s time to get better visibility of your money

Securely connect bank accounts from over 180 financial institutions and see your money in one place. It’s like a party for your money and everyone’s invited.

We keep your information safe and secure, so you can focus on getting momentum with your money.

Upcoming bills

No more surprises with automated bill predictions

We keep track for you. Our Coming Up feature predicts your upcoming bills, subscriptions, and recurring payments.

Avoid late fees by never missing a payment!

The ubank app will scan your ubank and connected accounts. Just check the app for any upcoming payments due.

Spending footprint

Ever wondered where your money goes?

Spending Footprint is our latest feature. It sorts all your spending into simple categories. You’ll finally be able to see what you really spent on eating out last month!

In and out

Get ahead with In & Out

Our In & Out feature helps you answer the age-old question of “am I spending more than I’m getting?”

It’s an easy-to-read graph of the money coming in and going out of your ubank accounts that helps you stay one step ahead of your spending.

You can line it up with when you get paid for maximum results.

savings target

Smash your goals with Savings Targets

Saving for a new car, or a trip overseas? You can create and name savings targets in any of your Save accounts. You can even use emojis in the target name to visualise your goal.

All you’ve got to do is tell us how much you want to save and when you want to hit your target. We’ll create a plan to get you there and help you track your progress along the way.

App features

Other handy features

Now we’ve covered the big life-changing features, here are some other cool things our app can do.

  • Rate lock
    Lock your card

    If your Visa Debit card is lost or stolen, you can lock it instantly through the app

  • visibility of your money
    Look it up with Smart Search

    Filter transactions across your ubank and connected accounts to find what you’re looking for

  • spend save cards
    Get your card deets anytime

    Need your card details but don’t have your wallet on you? See it in the app at any time

  • Notifications
    Turn on notifications

    Our push notifications help you hit our bonus interest rate, notify you when you’ve been paid and more

Join us

How to get started with ubank

Set up your accounts in minutes to enjoy our amazing app features.

To join us, you’ll need to be over 16 years old and an Australian citizen or permanent resident.

any device

Other ways to bank

Access your account from any device

If you don’t have the app on you, you can still access your accounts. You can use your mobile, laptop, tablet or watch in Australia and overseas.


Have any questions?