Getting a home loan
Start your home buying journey to get on the financial fast track
Buying your first home, next home, or investing? We can help you on your home loan journey with loan options and great people to chat with.
Start below with crunching the numbers, check our eligibility, explore a few tips for buying a property, kick off your application easily online, or speak to one of our lending specialists. Once you’ve been pre-approved, you can then shop with confidence for the perfect property.
How much could I borrow?
Let’s crunch the numbers. Just input your income and expenses, and our borrowing calculator will estimate how much you could borrow and what the repayments would be.
We’re award winning
That’s a win for you too
Our customers reap the benefits of our award-winning home loans.
Compare our interest rates for a low LVR if you’ve got a juicy deposit or large equity in a current home
Home loan eligibility
Let’s see if we’re a good match
How to get a loan with us
Apply for a ubank home loan in 4 easy steps
1. See if we’re a good fit
Read our eligibility criteria and see if you’re eligible for a ubank loan
2. Apply online
Easy online application or talk with a lending specialist
3. Get a decision ASAP
If your application hits the mark, you’ll get an approval fast
4. Accept and relax
Review your loan docs online, accept your offer, all done!
Ready to chat about buying?
Talk it over with one of our lending specialists.
Monday to Friday 9am-8pm, Sat and Sun 9am-6pm (Syd time)
Buying a property
Get help on your home buying journey
I’m buying my first home
I’m looking to invest
Tips and guides
Explore a few tips to buying a property
Explore our home loan products
Find out everything there is to know about our home loan offerings
Want the key facts?
We’ll give you the key facts you need to know about your preferred loan.