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We’re just the bank you need.

We don’t have branches, so we can put more energy into offering great rates, creating useful products and looking after our customers with local support.

Home Loans
from 3.64% p.a.[01]

A great rate and all the support you need.

[01] Variable & comparison rate for new Owner Occupier Principal & Interest loans. Includes discount offer.

Term Deposits
up to 2.81% p.a.[02]

No fees means greater returns.

[02] 12-month Term Deposit with interest paid at maturity.

Savings Account
from 1.81% p.a. with no fees[03]

We make saving effortless.

[03] USaver base variable rate.

Savings +
Transaction Account
up to 2.87% p.a. with no monthly fees[04]

Helping you save money, even while you spend it.

[04] On nominated USaver including 1.06% p.a. Ultra Bonus.

SMSF Accounts
up to 2.81% p.a.[05]

Take your future into your own hands.

[05] 12-month Term Deposit SMSF with interest paid at maturity.


Over 350 thousand customers


$15bn in managed funds


Local support staff

All I Need Project

The All I Need Project is an experiment to see if people can be happy with less instead of more