Get your money moving
Spend account
Spending you can feel good about
We don’t charge any monthly fees on any Spend accounts, or on any international transactions.
It’s okay to see other banks – connect your accounts from over 180 financial institutions in one app.
Get automatic predictions of your regular payments, bills, and subscriptions from over 200 companies, and track your spending with Spending Footprint.
Spend your money your way, straightaway. Set up your digital wallet with Apple Pay, Google Pay™, Samsung Pay, Fitbit Pay, and Garmin Pay.
Save account
Become a more successful saver
Earn interest up to 5.00% p.a. on a combined balance of up to $250K across all your Save accounts.
To earn bonus interest, you’ll just need to have a Spend account and deposit $200+ per month (not including internal transfers) into any of your Spend and Save accounts.
Set up a savings target for each of your Save accounts and get your savings on track.
We’ll send you friendly nudges to help you earn your bonus interest.
Home loans
Choose a home loan to get on the financial fast track
Variable rates from 6.09% p.a. | 6.11% p.a. comparison rate1, for Neat owner occupied, principal and interest loans up to 60% LVR.
Get the option of 100% interest offset with multiple Spend and Save accounts and pay off your loan faster.
Budget with confidence by locking in a rate for up to 5 years with our Flex fixed loan.
Skip the never-ending forms and sign up from home with our simple online application process.
Why ubank
We’ll help you build momentum with money
