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UBank's lowest ever fixed rate!

Looking for interest rate & repayment certainty? Lock in stability with a 3-year fixed rate home loan.

4.18%p.a.

3-year fixed rate

4.46%p.a.

Comparison 3-year rate

  
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House with a sign out the front 'Lock in a low rate'

Maximise your savings with a 1.06% p.a. Ultra Bonus Rate

Open a USaver savings account with a USaver Ultra transaction account & receive the 1.06% p.a. Ultra Bonus Rate on your linked USaver savings account. We reward you for saving & you pay no monthly fees.
  

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USaver Ultra Visa Debit Card with Ultra Bonus Rate

  

Why our interest rates are so competitive

We're an online bank – since we have no branches, we have significantly fewer costs than traditional banks. We pass these savings straight to you by offering some of the best rates around.

Infographic displaying rates getting lower

Your property Q's answered

The Lifestyle Channel's property expert Veronica Morgan took over the UBank Facebook page for a live Q&A session and answered your questions on buying, selling, auctions & the property market.

Head over now to check out the transcript.

Join property expert Veronica Morgan on UBank's Facebook page 12pm today

Are you experiencing financial difficulty? See how we can help

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Open link to leave feedback on UBank's UserVoice

UHomeLoan comparison rate information: The comparison rate is based on a secured loan of $150,000 over the term of 25 years. WARNING: This comparison rate only applies to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers are not included in the comparison rate, but may influence the cost of the loan