Spend & Save
Spend & Save
Accounts to help you take control of your money
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Spend any way you like
Our Spend account gives you flexible ways to spend and handy tools to track your money
Save smarter
Our Save account comes with great interest rates and savings goals to help you grow your money
Share your finances
Open your shared account in just a few seconds to Spend or Save with your partner-in-finance
Home loans
Our home loans
A perfect mix of options and a digital application process to get the best loan for you
Explore home loans
Neat home loan
Take it back to basics with no ongoing fees and a low variable rate
Own variable home loan
Variable rates with lots of options and 100% interest offset from multiple ubank accounts
Own fixed home loan
Avoid the unexpected by fixing your rate for up to 5 years
I want to ...
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Why us
Here to help you take control so you can feel on top of your money
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Media
Newsroom
Your source for the latest news on ubank
Media release
Customers app-laud new ubank digital look and feel
17 May 2022
ubank has today revealed a new look and feel after merging with smart bank, 86 400.
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Media release
Research
Research: Social media is changing Aussies’ spending habits
5 August 2021
Australians are spending on average nearly $500 per month or $6,000 a year on discretionary items via social media.
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Research
ubank Know Your Numbers research highlights 2021
31 July 2021
ubank Know Your Numbers Index data conducted and compiled by YouGov Galaxy between the 11 - 13 July 2021.
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Media release
Research
Research shows the desire for financial education is increasing
27 May 2021
84% of Aussies who are yet to buy a property say they need to know more about financial products.
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News
ubank and 86 400 partnership to proceed following approvals
19 May 2021
Work has started on combining the businesses to form Australia’s leading digital bank.
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Research
Know Your Numbers research – key findings
15 May 2021
A majority (54%) of Australians take an active interest in managing their finances according to research.
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News
ubank announces the intended acquisition of neobank 86 400
29 January 2021
ubank announced its intention to acquire Australian neobank 86 400 to form a simple, fast and mobile bank.
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Media release
Research
Research: Young Aussies hanging on to the home ownership dream
25 September 2020
44% of Aussie millennials list buying a property as one of their top 2 savings goals over the next 5 years.
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