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  • About UBank - learn about what we do

    We’re an online bank, and since we have no branches, we have fewer costs than traditional banks. We pass these savings straight to you by offering great rates backed up with real, Australian based support. 


Our beliefs

We’re just the bank you need.

We believe that happiness is more important than money. That satisfaction can come from less, not just more. So we’ve removed the unnecessary extras. Our aim is to be just the bank you need, plain and simple.

Since 2008, our focus has been taking care of our customers and our community with knowledgeable, honest support and convenient, easy-to-use banking products.

Honesty & Integrity

We’re completely transparent with our interest rates. We offer rewards for customer loyalty, and our local support team will treat you like a real person, not an account number.



We offer highly competitive rates with no hidden agendas, and we’ve kept fees to a minimum across all our products. We regularly review all our application processes to make sure they’re as easy and supportive as they can be.



We’ve made applying fast and easy online. Our team of experts is constantly innovating to improve what we offer.



As part of NAB, we can take advantage of the financial strength and global capabilities of one of Australia’s most established banks.


Contact us

Our local advisors and specialists are always ready to help.

Our FAQs are another great place to find answers.

By phone

If you want to talk, we’re here.

In Australia

13 30 80

Our helpful team are available 8am-8pm Monday-Friday and 8am-6pm Saturday & Sunday (AEDT).


Lost or stolen cards

Call us as soon as possible on 1300 822 630 (within Australia) or +61 2 8756 0855 (from overseas) 24/7.

Bereavement & POA Support

Call us on 1300 822 651 between 9am and 5pm, Monday to Friday (AEDT) or email us anytime at

By Relay Service

Customers who are deaf or have a hearing or speech impairment can call through the National Relay Service.


13 36 77 then ask for
1300 822 665
Speak and Listen

Speech-to-speech relay –
1300 555 727 then ask for
1300 822 665

Internet relay

Connect to the National Relay Service and then ask for
1300 822 665


Chat with us over Skype™ or send us a secure message.


Skype™ our Australian-based call centre from anywhere in the world for free (excluding ISP costs).

Skype UBank

Important information regarding Skype™ and your security:

  • To initiate a call using the button above, Skype™ must be installed on your device. You can download Skype™ here.
  • Click on the Skype™ logo above when contacting UBank via Skype™. Do not add, store or search the Skype™ directory for UBank.There is only one official UBank Skype™ account ‘’.
  • UBank will never contact you to request personal account information via Skype™. Do not respond or provide this information to any such requests – please contact us immediately on 13 30 80 to report it.
  • If you prefer to use the 'Skype Out™' capability, you may use the UBank dedicated VoIP number +61 2 8756 0947.
  • Skype is for voice calls only. Instant messaging and video calls are not available.

Social Media

Get in touch with us through our Facebook or Twitter pages.

Our helpful team are available 8am-8pm Monday-Friday and 8am-6pm Saturday & Sunday (AEDT).

Secure Mail

If you’re an existing UBank customer, you can contact us by selecting Secure Mail when you are logged in to Online Banking.

Please keep in mind that, while we are able to discuss your information, we can’t action transfers or update your details via this channel.


We are listening.

UBank is here to listen and get to the bottom of any issues. If we can’t resolve your complaint straight away and we need to do a bit of investigation, we’ll keep you updated with next steps and likely timing.

You can tell us what’s wrong by:

Calling us on 13 30 80

Emailing us at

Or write to us at:


Customer Resolutions

PO Box 1466

North Sydney NSW 2059


If you have SMSF or other documentation to post to UBank, please address it to:

UBank PO Box 1466

North Sydney NSW 2059

Registered Offices/ Service of Notices

In accordance with section 109X of the Corporations Act 2001, all statutory notices (subpoenas, writs, garnishee orders, notices to produce, etc.) served on NAB (UBank is a division of NAB) are required to be posted or hand delivered to our registered office addressed to:

The Proper Officer

National Australia Bank Ltd

Level 1, 800 Bourke St

Docklands VIC 3008


We don’t accept service of statutory notices via fax.