Why a ubank account
What's in it for you
What makes our accounts different?
Get a Spend, Bills and Save account in just minutes and a Shared account in a couple of seconds.
Spending to feel good about
Say goodbye to monthly account fees with our Spend account, as well as international card payment charges.
Spend before your physical card even arrives by setting up Apple Pay or Google Pay™.
Transfer in and out of your Spend account immediately via PayID and Osko (if the other bank has it).
Make bills more chill
Stash some cash to cover your bills and get a digital card to set up regular payments.
Start tracking with Bill Planner to see what bills are coming up and how much money you should put aside.
Can be used as an offset account on a ubank home loan.
Become a more successful saver
Earn interest up to 5.10% p.a. on up to 10 Save accounts. You’ll just need a Spend account and to deposit $200+ per month into any of your ubank accounts (not including internal transfers) and you’ll get bonus interest on up to $250K.
Set up savings targets for your Save accounts and automatic transfers to hit goals and save like a machine.
No need to transfer funds to your Spend account to cover your bills, just pay straight from your Save accounts.
Mine. Yours. Ours.
Get a purple card for your shared Spend account and an aqua card for your individual Spend account, so you’ll know exactly where you’re spending from.
You and your partner-in-finance can stop mucking around with pesky split bills and transfers.
Ways of banking
Choose how you bank
Our feature packed app
The app jammed with handy features to help you get ahead with money.
Connect your accounts from over 140 financial institutions and get a panoramic view of your finances.
Keep on top of what goes in and out of your account with our In & Out feature. Add your Pay Cycle to keep track pay to pay.
Spending Footprint automatically sorts your transactions to give you insights into your spending.
Start tracking your bills in the Bill Planner and see what you’ve got coming up. You can align the view to your Pay Cycle to view expenses.
Our online banking
Try online banking for those of you who like to see it all on the big screen.
Make instant payments and transfers from your Spend and Save accounts via PayID and Osko (if the other bank has it).
See your connected accounts just like you do in our app.
Have your spreadsheet open on one tab and your online banking on another for budgeting made easy.
Ways to max your money
Got some questions?
Chat with our team