Buying a home
We’ll help guide the way for your first home loan journey
Buying your first home is an exciting journey. We want it to feel more like an epic adventure than a side hustle. Our lending specialists can help get you started with the right home loan.
Check below for a step-by-step guide to buying a property which may help you crack what all the jargon means. Use our calculator to see what you could afford and get the lowdown on the property market from our helpful tips and guides. You can even apply easily online.
Tips and guides
Explore a few tips to buying a property
How much could I borrow?
Let’s crunch the numbers. Just input your income and expenses, and our borrowing calculator will estimate how much you could borrow and what the repayments would be.
Do you know which grants you could be eligible for?
Find out about government help you might be able to get based on your state
We’re award winning
That’s a win for you too
Our customers reap the benefits of our award-winning home loans.
How to get a loan with us
Apply for a ubank home loan in 4 easy steps
1. See if we’re a good fit
Read our eligibility criteria and see if you’re eligible for a ubank loan
2. Apply online
Easy online application or talk with a lending specialist
3. Get a decision ASAP
If your application hits the mark, you’ll get an approval fast
4. Accept and relax
Review your loan docs online, accept your offer, all done!
Want to chat about buying your first home?
Talk it over with one of our lending specialists.
Monday to Friday 9am-8pm, Sat and Sun 9am-6pm (Syd time)
Have any questions?
Explore our home loan products
Find out everything there is to know about our home loan offerings
Want the key facts?
We’ll give you the key facts you need to know about your preferred loan.