What’s my current Save account interest rate?
Your total savings will be divided into different tiers, each with its own bonus interest rate. This means that different parts of your total savings may earn different rates, depending on which tier they fall into.
The Everyday Bonus Rate you’ll earn on your Save accounts will be as follows:
| Interest tier | Savings between | Everyday Bonus Rate before 15 July 2025 | Everyday Bonus Rate from 15 July 2025 |
| Tier 1 | $0 to $100,000 | 4.85% p.a. | 4.60% p.a. |
| Tier 2 | $100,000.01 to $250,000 | 4.40% p.a. | 4.60% p.a. |
| Tier 3 | $250,000.01 to $1,000,000 | 0.00% p.a. | 4.60% p.a. |
| Tier 4 | $1,000,000.01 and over | 0.00% p.a. | 0.00% p.a. |
You may be eligible for a Welcome Bonus Rate if you are new to Ubank. For these rates see here.