How can I take money out?

Last published October 2026

With your Spend and Bills accounts, you can:

  • pay someone using a BSB and account number or PayID. If their bank supports Osko payments, the money should arrive in their account in under a minute
  • pay a bill with BPAY
  • payments via a Direct Debit or a PayTo Agreement
  • Pay with your Visa Debit card or digital wallet – Apple Pay, Google Pay and Samsung Pay, as well as Fitbit Pay and Garmin Pay.