from 3.74% p.a.
Invest for less with a low rate & no ongoing fees
Purchasing an investment property could be the next step in your journey to financial security, for both first home owners and experienced investors alike.
Research pays off: Read on for our guide to investment loans, property taxes and other useful information to start growing your wealth.
With a significantly longer-term investment horizon, you need to review your financial situation to determine if buying an investment property is right for you. Some reasons for buying might include:
Unlike buying a home, an investment property requires extra consideration. Some things you need to know:
Rental income may cover your mortgage repayments, but there are other fees and costs associated with buying an investment property. Some of these may include :
Use our calculators to work out your potential loan repayments and get an indication of how much you may be able to borrow.
1-year fixed rates are for new Investor Principal & Interest loans.
3-year fixed rates are for new Investor Principal & Interest loans.
5-year fixed rates are for new Investor Principal & Interest loans.
We have some great features that should put us top of your list when thinking about refinancing.
No ongoing fees
Did you know some lenders application fees can be over $1,000 and some home loans have annual fees of over $350?
If you refinance your mortgage with us, you’d have no monthly account fee, no annual fee and no ongoing costs (except your regular loan repayment). The only fee we charge is a rate lock fee if you choose a fixed rate loan.
On a variable rate loan, you have an unlimited number of redraws so you can easily access extra cash if you’re already ahead of your scheduled repayments.
Banking at your fingertips
Our online banking is flexible and convenient and includes an online application tracker to keep you updated with everything you need to know from submitting your refinance application to approval.
Great customer service
Our Australian-based customer service team is ready to help 7 days a week.
Kick off your application in as little as 4 minutes. A home loan specialist will call you by the next day.
We’ll need some documents to verify your situation and we’ll also do a valuation on your property.
Before a loan is approved, we need to assess your application.
We’ll send you a Contract Pack that contains all the legal documents we’ll need to settle your loan.
After you’ve returned all relevant documents, our settlement agent will arrange settlement with your current loan provider.
Ready to get started?
So you have some questions about buying your first investment property – we’re here to help.