Why our Flex fixed home loan
What's a Flex fixed home loan?
With our Flex fixed home loans, lock in a rate and be certain of your repayments for up to 5 years. Pay off your loan faster by making additional payments up to $20K during your fixed term at no charge. You can also redraw up to $20K of your additional payments for free whenever you like, and split your Flex fixed home loan with our Flex variable home loan to get the best of both worlds.
Interest rates
Our Flex fixed home loan rates
The lower your LVR, the lower your rate.
FixedPrincipal and interest (P&I) with a
Term | Interest rate p.a. | |
|---|---|---|
6.49% | 6.37% | |
6.54% | 6.42% | |
6.59% | 6.47% | |
6.74% | 6.62% |
FixedInterest only (IO) with a
Term | Interest rate p.a. | |
|---|---|---|
6.59% | 6.38% | |
6.59% | 6.42% | |
6.64% | 6.47% | |
6.79% | 6.61% |
Fees
Here's what you'll pay
These are the fees you’ll pay with our Flex fixed home loan. Depending on how you use your loan, you may have to pay other fees and charges.
Fees | Charges |
|---|---|
$250 | |
$500 | |
$250 per year | |
$300 per property |
Home loan calculators
Crunch the numbers before you apply
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See how much you can borrow and what you’ll pay
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Take back any additional payments at no extra cost
Pay back more than your minimum repayments for free
You can split your loan with a fixed rate and a variable rate
Reduce the amount of interest you pay each month with multiple offset accounts
To manage accounts and any changes across up to 5 Flex split loans
Redraw
Take back any additional payments at no extra cost
Additional payments
Pay back more than your minimum repayments for free
Split option
You can split your loan with a fixed rate and a variable rate
Offset account(s)
Reduce the amount of interest you pay each month with multiple offset accounts
Annual fee
To manage accounts and any changes across up to 5 Flex split loans
up to $20K during fixed term
up to $20K during fixed term
$0
$250 p.a.
$250 p.a.
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