Why our Flex variable home loan
What's a Flex variable home loan?
Whether you’re buying or refinancing, our Flex variable home loan gives you options. Get 100% interest offset across multiple Spend, Bills and Save accounts and make as many additional payments as you want at no charge. For the perfect balance of flexibility and security, you can split your Flex variable home loan with our Flex fixed home loan.
Interest rates
Our Flex variable home loan rates
The lower your LVR, the lower your rate.
VariablePrincipal and interest (P&I)
5.39% | 5.64% | |
5.39% | 5.64% | |
5.44% | 5.69% | |
5.89% | 6.13% | |
6.19% | 6.43% | |
7.40% | 7.63% |
VariableInterest only (IO)
5.69% | 5.74% | |
5.74% | 5.76% | |
5.79% | 5.81% | |
8.00% | 7.88% |
Fees
Here's what you'll pay
These are the fees you’ll pay with our Flex variable home loan. Depending on how you use your loan, you may have to pay other fees and charges.
$250 | |
$250 per year | |
$300 per property |
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up to $20K during fixed term | |||
up to $20K during fixed term | |||
$0 | $250 p.a. | $250 p.a. | |
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