Why our Neat variable home loan
What's a Neat variable home loan?
Our Neat variable home loans are perfect if you’re looking for a loan with no frills and no fuss. Whether you’re buying a home or investing, you’ll get low variable rates and no annual fee, as well as unlimited additional payments that you can redraw whenever you like.
Interest rates
Our Neat variable home loan rates
The lower your LVR, the lower your rate.
VariablePrincipal and interest (P&I)
Loan to value ratio (LVR) | Interest rate p.a. | |
|---|---|---|
6.09% | 6.11% | |
6.09% | 6.11% | |
6.14% | 6.16% | |
6.69% | 6.71% | |
6.99% | 7.01% | |
8.00% | 8.02% |
Fees
Here's what you'll pay
These are the fees you’ll pay with our Neat variable home loan. Depending on how you use your loan, you may have to pay other fees and charges.
Fees | Charges |
|---|---|
$250 | |
$0 | |
$300 per property |
Home loan calculators
Crunch the numbers before you apply
Find out if you could save by refinancing with us
See how much you can borrow and what you’ll pay
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Get a loan without stepping a foot out of home
Compare our home loans
See how this loan compares
Home loan comparison table
Take back any additional payments at no extra cost
Pay back more than your minimum repayments for free
You can split your loan with a fixed rate and a variable rate
Reduce the amount of interest you pay each month with multiple offset accounts
To manage accounts and any changes across your Neat home loan and up to 5 Flex split loans
Redraw
Take back any additional payments at no extra cost
Additional payments
Pay back more than your minimum repayments for free
Split option
You can split your loan with a fixed rate and a variable rate
Offset account(s)
Reduce the amount of interest you pay each month with multiple offset accounts
Annual fee
To manage accounts and any changes across your Neat home loan and up to 5 Flex split loans
up to $20K during fixed term
up to $20K during fixed term
$0
$250 p.a.
$250 p.a.
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