Why our Neat variable home loan

What's a Neat variable home loan?

Our Neat variable home loans are perfect if you’re looking for a loan with no frills and no fuss. Whether you’re buying a home or investing, you’ll get low variable rates and no annual fee, as well as unlimited additional payments that you can redraw whenever you like.

  • No annual fee
  • Redraw freely
  • Neat split imagery
    Pay off your loan faster
  • Digital application icon
    Apply from home

Interest rates

Our Neat variable home loan rates

The lower your LVR, the lower your rate.

VariablePrincipal and interest (P&I)

Neat Owner occupier variable P&I home loan rates
5.39%
5.41%
5.39%
5.41%
5.44%
5.46%
5.89%
5.91%
6.19%
6.21%
7.25%
7.27%

Fees

Here's what you'll pay

These are the fees you’ll pay with our Neat variable home loan. Depending on how you use your loan, you may have to pay other fees and charges.

Neat home loan fees
$250
$0
$300 per property

Home loan calculators

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Compare our home loans

See how this loan compares

Home loan comparison table
up to $20K during fixed term
up to $20K during fixed term
$0
$250 p.a.
$250 p.a.