Our home loans
- What’s the difference between a variable or a fixed loan?
- Does an offset account earn interest?
- Can I offset 100% of my home loan?
- What are the disadvantages of offset accounts?
- Is it better to pay off a mortgage or put money in an offset?
- Which is better, offset or redraw?
- Can I have multiple offset accounts linked to one loan?
- Do offset accounts work with fixed-rate loans?
- Are there tax implications with an offset account?
- What happens if I stop depositing money into my offset?
- Can joint accounts be used as an offset?
- What happens if I have more money in my offsets than my loan?
- What type of home loans can I get at ubank?
- What is a split loan?
- Do I need a Spend account when setting up my ubank home loan?
- If I link my save account to my loan as an offset, how does this affect me earning interest?