ubank FAQs

Info on current ubank products

This FAQ is related to a current ubank product. Head to our help centre if you want info about original ubank products that new customers can no longer access.

What type of home loans can I get at ubank?

We offer three types of home loans at ubank – Neat variable, Own variable and Own fixed. We also have the option of splitting your home loan between fixed and variable rates on our Own home loan. All of our loans are available as owner occupied or investor loans, and you can choose between principal and interest (P&I) or interest only (IO) repayments. We don’t offer IO repayments with our owner occupied Neat variable loan.