Why choose a Ubank home loan

How we Lighten Your Loan

  • Great home loan rates
  • No LMI
  • Apply online
  • Local experts on call
  • 10% deposit loans
  • Unlimited redraw
  • Smart Statements
  • Award-winning app

Which home loan is right for you?

Explore your loan options

We keep things simple. Ubank has a few home loan options to choose from, all with low fees and flexible features to help you get ahead.

Loan type
  • Neat variable

    Variable rates from
    Owner occupiedP&Iup to 60% LVR

    Monthly repayments

    $3,249.07

    Estimated starting repayments based on a $500,000 principal and interest (P&I) loan over 25 years.

  • Flex variable

    Variable rates from
    Owner occupiedP&Iup to 60% LVR

    Monthly repayments

    $3,249.07

    Estimated starting repayments based on a $500,000 principal and interest (P&I) loan over 25 years.

  • Flex fixed

    Owner occupiedP&Iup to 60% LVR

    Monthly repayments

    $3,372.91

    Estimated starting repayments based on a $500,000 principal and interest (P&I) loan over 25 years.

How to start your home loan journey

Let’s get you started

Get your free copy of Ubank’s Home Buyer Survival Guide

Who’s eligible for a Ubank home loan?

before you apply...

Get your loan done from home

  1. Simple application

    Complete our easy online application. If you need support, our lending specialists are ready to help at every step.

  2. A fast result

    We’ll review your application quickly and if everything’s good we’ll arrange a property valuation.

  3. Seal the deal

    Review your documents and accept your loan offer online, and we’ll guide you through to settlement.

Ready to take the leap with a Ubank home loan?

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