Tips and guides

If you’re between 18 and 35, there’s a fair bit in the 2026 – 2027 Federal Budget for you to consider. From lower tax bills and expanded social support services to measures aimed at first home buyers, here’s a quick rundown of what’s worth knowing, and a few helpful tips to make it count in your day-to-day life and as you plan ahead.

Learn what a joint bank account is, how it works and how simple it is to start sharing your finances across a Ubank Spend, Save or Bills account.

Have you ever heard the saying ‘you’re more likely to get divorced than switch banks’?

Our Spend and Save accounts come with their own great perks to help you make the most of your money.

The more money you have in your linked offset accounts, the more interest you’ll offset.

Navigate property with this helpful guide. For useful tips at each stage of the buying process, download it for free here.

We’re here to make it easier for you, by breaking down some of the latest changes to tax for your 2024/2025 return.

Redraw allows you to make extra repayments towards your loan, reducing your interest. You can also ‘redraw’ that money later if you need it.

We explain why Ubank home loan pre-approval can give you more certainty than what you get from many other lenders.