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  • UHomeLoan

    from 2.99 % p.a.
    3 year fixed[01]

    3.45 % p.a.

    comparison rate

    [01] 3 year fixed rates are for new Owner Occupier Principal & Interest loans. Terms and Conditions apply.

$0

No ongoing fees

$0 ongoing fees, $0 annual fees.

Note: A one-off fee of $395 applies on a fixed rate home loan to lock in the advertised rate (as at loan approval) for a period of time. More on fees and charges.

Apply online

Fast, easy apply

You’ll love our simple, supported online application process – you can start right now!

Customer support

Local support

Our local home loan experts are here to help you every step of the way. Call us on
13 30 80 anytime, day or night.

Flexibility with rate repayments on a variable rate home loan

Flexibility

Choose between weekly, fortnightly or monthly repayments.

After your Fixed Rate period, our Standard Variable Rate will apply. Currently it's 3.67% p.a. for Owner Occupier loans and 4.16% p.a. for Investor loans.  A loyalty discount of 0.10% p.a. will be applied to the variable rate 3 years after your loan settles, or your fixed rate period ends, whichever occurs last. Rates, repayments and interest charges are indicative only and subject to change.

535k

Over 535 thousand customers

16bn

$16.436bn in managed funds

220

Local support staff

Next steps

Our application process is designed for your ease and convenience.

01 Start
application

Start your application with our easy step-by-step form on computer, tablet or mobile.

 

02 Approval in principle

We’ll call you to go through your application and confirm eligibility for the next stage.

 

03 Assessment 
& valuation

Upload your documents online for verification. We’ll arrange a property valuation and review your position and needs.

 

04 Formal
approval

Once approval is confirmed, we’ll send you the Contract Pack to read and sign.
Normal lending criteria applies.