Tips and guides
Get insights on property buying, investing, and building financial wellbeing in Australia

Offset accounts made simple
8 Jan 2026
The more money you have in your linked offset accounts, the more interest you’ll offset.
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Download the Home Buyer Survival Guide
23 Sep 2025
Navigate property with this helpful guide. For useful tips at each stage of the buying process, download it for free here.
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Tax Time FY 24-25: What’s New For You
22 Jul 2025
We’re here to make it easier for you, by breaking down some of the latest changes to tax for your 2024/2025 return.
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Redraw
31 Oct 2024
Redraw allows you to make extra repayments towards your loan, reducing your interest. You can also ‘redraw’ that money later if you need it.
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Pre-approval
31 Oct 2024
We explain why Ubank home loan pre-approval can give you more certainty than what you get from many other lenders.
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Principal & interest vs Interest only home loans
17 Jul 2024
Ubank home loans provide flexibility of P&I or IO repayments. As a first home buyer, it's important to know what these terms mean.
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What is Lenders Mortgage Insurance?
5 Sep 2023
Buying a home is super exciting, but there are a few extra costs other than your property price. One is Lender's Mortgage Insurance, but not all banks charge it.
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Our step-by-step guide to applying for and buying
5 Sep 2023
You might have heard that preparation is the key to buying your first home. But what does that involve?
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What is stamp duty, and why do I need to pay it?
5 Sep 2023
If you're buying your first home or an investment property, stamp duty could be one of the bulkiest upfront costs you pay.
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