Helpful articles

Loads of helpful articles and stories to increase your knowledge and keep you financially fit. Find the latest tips on buying a home, refinancing, investing, spending and saving.

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buying a home

A guide to buying your first home

Our step by step guide to applying for and buying your first home

money matters

Smart ways to spend your tax return

Our tips and tricks will have you thinking outside the box this EOFY.

money matters

Saving tips for a wedding

We’re here to help you save money on your dream day.

buying a home

How credit cards can impact your home loan application.

Read on to see how your credit card(s) could affect your borrowing power.

buying a home

How to value a property

Step up your property valuation skills with our helpful guide.

buying a home

Conditional approval

Conditional approval gives you the benefit of knowing how much you can borrow.

money matters

How the USaver Ultra sweep works

You work hard for your money. Make it work hard for you with our transaction account.

money matters

Building an emergency fund

Life’s full of ups and downs, but an emergency savings fund could help set you up for a rainy day.

refinancing

The cost of refinancing your home loan

We keep things simple at UBank. You’ll be happy to hear we don’t charge any bank fees!

money matters

Saving for a house deposit whilst renting

With a plan in place, you’ll be ready to apply for a home loan, and secure that dream home.

buying a home

Meet Tracker

Our online home loan application solution

buying a home

Preparing for your home loan application

Here's our guide to the things you can do before applying for a home loan.

buying a home

What is stamp duty?

Understanding stamp duty so you can adjust your loan budget accordingly.

buying a home

6 people you need when buying a home

Our pick of the ultimate panel to help keep your eye on the prize.

investing

Can I afford an investment property?

Here's some things to consider.

refinancing

Ready to refinance?

Our handy checklist will ensure you’re ticking all the boxes.

money matters

Green Term Deposits

With our Green Term Deposits, you could give your savings and give the low carbon economy a boost.

money matters

When’s the right time to start saving?

Taking action and responsibility with your money now could really help set you up in the future.

money matters

How to tackle a food budget

7 top tips to help you take control of your next shop.

money matters

Budgeting 101

With the proper tools, budgeting could be easier than you think.

money matters

Active vs. dormant accounts – what’s the difference?

Why you should keep your account active, and how to reactivate it, if you ever need to.

money matters

Financial life hack: link your accounts!

There’s nothing we love more than simple, streamlined finances.

money matters

How to save smart during sale season

A clever and well-thought-out plan could help you save and spend during sale season.

money matters

Get your finances in shape

Here's 4 easy ways to get your finances in shape for a better financial future.

money matters

The perks of being a UBank cardholder

Unlock one of the best bonus interest rates out there when you sign up for one.

money matters

Bereavement support

We’re here to help guide you through this tough period.

money matters

Digital wallets are here!

If you’ve got Google Pay, Samsung Pay, FitBit Pay or Garmin Pay, you can now add your UBank card to the mix. Happy tapping!

money matters

A guide to saving smart during the silly season

5 easy ways to help you stay social this silly season and stick to your financial goals.

buying a home

Top 5 indicators of a rising property market

Hot or not? The key property indicators to look out for.

buying a home

What actually happens at settlement?

We explain what property settlement is and what you can expect throughout the process.

buying a home

The cost of being a millennial

How well do you know your financial footprint?

refinancing

Top 5 mistakes to avoid when refinancing

Before you forge ahead, here are some key roadblocks you want to avoid.

buying a home

UHomeLoan Tracker

It’s now easier than ever to manage your home loan application online.

buying a home

7 home loan phrases you need to know

Here are 7 terms you’ll want to know when purchasing a new property.

investing

The expenses of an investment property

Extended costs you can expect to incur when buying an investment property.

investing

Your property investment questions, answered.

We asked Ben some of the most popular questions about property investment.

investing

Top 6 tips for a first-time property investor

Thinking of dipping your toe into property investment? A few pointers before you dive in.

buying a home

Taking control of your spending

How much can your spending impact on your potential loan amount?

money matters

Switching your childhood bank

Still with your childhood bank? It might be time to make the switch.

money matters

Money discussions in relationships

How to address those all-important money discussions in your relationship.

money matters

Money Diaries: Chris and Duncan

Are you a spender or a saver? Chris and Duncan tell us about their spending habits.

money matters

Short term vs. long term savings goals

Best tips and savings solutions, to help you become a saving superstar.

money matters

Money Diaries: Emily and Sam

Are you a spender or a saver? Emily and Sam give us the low-down on their spending habits.

money matters

Financial minimalism

What is it, and why should you practice it?

money matters

The power of compound interest

What is compound interest? And how can it boost your savings?

money matters

My finances, liberated

My Free2Spend diary – 9 weeks to financial freedom.

buying a home

Your property inspection checklist

The top 7 things to inspect when it comes to house hunting.

refinancing

What you need to do before you refinance

4 key things you should get your head around before plunging into the application process.

money matters

Top 5 savings myths debunked

“Save money while you’re young!” Easier said than done?! Time to smash some money myths.

money matters

Online identity check 101

Here’s what you need to know to successfully complete your online ID check.

buying a home

Self-employed borrowers

If you’re a sole trader looking to apply for a UBank home loan, here’s what you need to know.

refinancing

Be the boss of your mortgage

Don’t let your mortgage call the shots! Here’s 4 tips to manage your home loan.

buying a home

Comparison rates

What’s a comparison rate? And how is it calculated?

buying a home

Agents, Solicitors & Conveyancers

Who does what when you’re buying a house?

refinancing

How much could you save by refinancing?

How refinancing can help you become a savvy (and satisfied) saver.

money matters

Pay on a Plate with Stephanie Bendixsen

See how Free2Spend helps the Australian TV presenter track her daily spending habits.

buying a home

Top 5 house-hunting tips

The house hunter’s guide to successful Saturdays.

buying a home

What should you tell real estate agents?

4 things real estate agents don’t need to know.

money matters

Grow your savings with a term deposit

The benefits of a term deposit and why it may be the perfect solution to help you save.

refinancing

Here’s what happens when you refinance

Spoiler alert: it’s simpler than you think.

buying a home

How to stick to your auction budget

And 5 auction bidding strategies to help you come out on top.

refinancing

How refinancing makes money simpler

Here are 3 steps to refinancing your home loan.

money matters

Joint accounts

The ins-and-outs of a joint account with UBank.

buying a home

Rookie mistakes to avoid at auction

Tips to ensure you make a confident debut come auction day.

money matters

Free2Spend and financially fit

You do your bit to stay on top of your fitness goals each day, but what about your financial health?

money matters

Why UBank is just the bank you need

How does UBank operate differently? And what benefits do we pass on to customers?

buying a home

4 smart tips to manage your home loan

Because having a mortgage doesn’t mean you should resign yourself to a life of sacrifices.

buying a home

Finding the right home loan for you

Quickly and easily find out if we’re the right fit for your home loan needs.

© UBank is a division of National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686. Terms of use available here. Are you experiencing financial difficulty? See how we can help.

UHomeLoan info: Govt charges may apply. The comparison rate is based on a secured loan of $150,000 over the term of 25 years. WARNING: This comparison rate is true only for the examples given & may not include all fees & charges. Different terms, fees or other loan amounts might result in a different comparison rate. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

UBank was awarded Mozo Experts Choice 2017 Australia's Best Online Bank

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Helpful articles

A guide to buying your first home

Our step by step guide to applying for and buying your first home

Smart ways to spend your tax return

Our tips and tricks will have you thinking outside the box this EOFY.

Saving tips for a wedding

We’re here to help you save money on your dream day.

How credit cards can impact your home loan application.

Read on to see how your credit card(s) could affect your borrowing power.

How to value a property

Step up your property valuation skills with our helpful guide.

Conditional approval

Conditional approval gives you the benefit of knowing how much you can borrow.

How the USaver Ultra sweep works

You work hard for your money. Make it work hard for you with our transaction account.

Building an emergency fund

Life’s full of ups and downs, but an emergency savings fund could help set you up for a rainy day.

The cost of refinancing your home loan

We keep things simple at UBank. You’ll be happy to hear we don’t charge any bank fees!

Saving for a house deposit whilst renting

With a plan in place, you’ll be ready to apply for a home loan, and secure that dream home.

Meet Tracker

Our online home loan application solution

Preparing for your home loan application

Here's our guide to the things you can do before applying for a home loan.

What is stamp duty?

Understanding stamp duty so you can adjust your loan budget accordingly.

6 people you need when buying a home

Our pick of the ultimate panel to help keep your eye on the prize.

Can I afford an investment property?

Here's some things to consider.

Ready to refinance?

Our handy checklist will ensure you’re ticking all the boxes.

Green Term Deposits

With our Green Term Deposits, you could give your savings and give the low carbon economy a boost.

When’s the right time to start saving?

Taking action and responsibility with your money now could really help set you up in the future.

How to tackle a food budget

7 top tips to help you take control of your next shop.

Budgeting 101

With the proper tools, budgeting could be easier than you think.

Active vs. dormant accounts – what’s the difference?

Why you should keep your account active, and how to reactivate it, if you ever need to.

Financial life hack: link your accounts!

There’s nothing we love more than simple, streamlined finances.

How to save smart during sale season

A clever and well-thought-out plan could help you save and spend during sale season.

Get your finances in shape

Here's 4 easy ways to get your finances in shape for a better financial future.

The perks of being a UBank cardholder

Unlock one of the best bonus interest rates out there when you sign up for one.

Bereavement support

We’re here to help guide you through this tough period.

Digital wallets are here!

If you’ve got Google Pay, Samsung Pay, FitBit Pay or Garmin Pay, you can now add your UBank card to the mix. Happy tapping!

A guide to saving smart during the silly season

5 easy ways to help you stay social this silly season and stick to your financial goals.

Top 5 indicators of a rising property market

Hot or not? The key property indicators to look out for.

What actually happens at settlement?

We explain what property settlement is and what you can expect throughout the process.

The cost of being a millennial

How well do you know your financial footprint?

Top 5 mistakes to avoid when refinancing

Before you forge ahead, here are some key roadblocks you want to avoid.

UHomeLoan Tracker

It’s now easier than ever to manage your home loan application online.

7 home loan phrases you need to know

Here are 7 terms you’ll want to know when purchasing a new property.

The expenses of an investment property

Extended costs you can expect to incur when buying an investment property.

Your property investment questions, answered.

We asked Ben some of the most popular questions about property investment.

Top 6 tips for a first-time property investor

Thinking of dipping your toe into property investment? A few pointers before you dive in.

Taking control of your spending