Helpful articles

Loads of helpful articles and stories to increase your knowledge and keep you financially fit. Find the latest tips on buying a home, refinancing, investing, spending and saving.

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buying a home

Renting vs buying

Is it better to rent or buy a house? What are the pros and cons of renting?

money matters

Cost of having a baby

How much does it cost to have a baby? And how much will it cost over the next 18ish years?

money matters

How to build an emergency fund, fast.

If your emergency fund is a little low, give these tips a go and look for everyday savings.

money matters

Tax time tips: The working from home edition

Here, we talk about the expenses you may (and may not) be able to claim back.

buying a home

Can a HECS-HELP debt affect your home loan application?

We’ll answer that, and other HECS-HELP debt questions you might have.

buying a home

Loan to value ratio

Everything you need to know about loan to value ratio (LVR).

money matters

Financial wellness

Here’s some guidance on reducing financial stress and increasing your financial wellbeing.

money matters

How much super do I need?

Whether retirement is front of mind or out of mind, the choices you make now about super could affect future-you.

money matters

Creative ways to make passive income

When considering what’s right for you, choose one that works best for your skillset and your pocket.

money matters

Granny flat investment

Here’s what you need to know about building and renting out a granny flat.

money matters

Rockin’ the gig economy

A beginner’s guide. Here’s our tips and tricks on how it could work for you.

refinancing

The benefits of refinancing your home loan

Find out if you could be saving stacks of cash by simply switching banks and starting your refinancing journey today.

buying a home

A guide to buying your first home

Our step by step guide to applying for and buying your first home.

money matters

What is rentvesting?

And how could it help you buy a property faster?

money matters

Ethical investing

How your short-term gains could have long-term impacts.

money matters

Electricity saving tips

Here’s some of the best energy saving hacks that’ll have your household running efficiently in no time.

money matters

Holiday super

(Ad)venture capital: How living overseas could affect your super.

buying a home

How to value a property

Step up your property valuation skills with our helpful guide.

money matters

What kind of saver are you?

Find out which savings product could help you hit your financial goals.

money matters

Smart ways to spend your tax return

Our tips and tricks will have you thinking outside the box this EOFY.

money matters

Saving tips for students

Enjoy everything that student life has to offer, while being smart about what you can save.

refinancing

The cost of refinancing your home loan

We keep things simple at UBank. You’ll be happy to hear we don’t charge any bank fees!

buying a home

Home loan eligibility

What you need to consider before getting a home loan.

money matters

Saving tips for a wedding

We’re here to help you save money on your dream day.

money matters

Joint accounts

What is a joint account? And how can they make life easier?

money matters

Things you should know about super

5 key areas that could help with building your retirement funds.

money matters

Saving for a house deposit whilst renting

With a plan in place, you’ll be ready to apply for a home loan, and secure that dream home.

buying a home

Preparing for your home loan application

Here's our guide to the things you can do before applying for a home loan.

refinancing

Ready to refinance?

Our handy checklist will ensure you’re ticking all the boxes.

money matters

Green Term Deposits

With our Green Term Deposits, you could give your savings and give the low carbon economy a boost.

money matters

When’s the right time to start saving?

Taking action and responsibility with your money now could really help set you up in the future.

money matters

How to tackle a food budget

7 top tips to help you take control of your next shop.

money matters

Budgeting 101

With the proper tools, budgeting could be easier than you think.

money matters

How the USpend sweep works

You work hard for your money. Make it work hard for you with our transaction account.

money matters

Active vs. dormant accounts – what’s the difference?

Why you should keep your account active, and how to reactivate it, if you ever need to.

money matters

Financial life hack: link your accounts!

There’s nothing we love more than simple, streamlined finances.

money matters

How to save smart during sale season

A clever and well-thought-out plan could help you save and spend during sale season.

money matters

Get your finances in shape

Here's 4 easy ways to get your finances in shape for a better financial future.

money matters

The perks of being a UBank cardholder

Unlock one of the best bonus interest rates out there when you sign up for one.

refinancing

How refinancing makes consolidating money simpler

Here are 3 steps to refinancing your home loan.

money matters

Digital wallets are here!

If you’ve got Google Pay, Samsung Pay, FitBit Pay or Garmin Pay, you can now add your UBank card to the mix. Happy tapping!

buying a home

How credit cards can impact your home loan application.

Read on to see how your credit card(s) could affect your borrowing power.

buying a home

Top 5 indicators of a rising property market

Hot or not? The key property indicators to look out for.

buying a home

What actually happens at settlement?

We explain what property settlement is and what you can expect throughout the process.

buying a home

What is stamp duty?

Understanding stamp duty so you can adjust your loan budget accordingly.

refinancing

Top 5 mistakes to avoid when refinancing

Before you forge ahead, here are some key roadblocks you want to avoid.

buying a home

Meet Tracker

Our online home loan application solution

money matters

A guide to saving smart during the silly season

5 easy ways to help you stay social this silly season and stick to your financial goals.

buying a home

6 people you need when buying a home

Our pick of the ultimate panel to help keep your eye on the prize.

investing

Your property investment questions, answered.

We asked Ben some of the most popular questions about property investment.

investing

Top 6 tips for a first-time property investor

Thinking of dipping your toe into property investment? A few pointers before you dive in.

buying a home

Taking control of your spending

How much can your spending impact on your potential loan amount?

money matters

Switching your childhood bank

Still with your childhood bank? It might be time to make the switch.

money matters

Money discussions in relationships

How to address those all-important money discussions in your relationship.

buying a home

The cost of being a millennial

How well do you know your financial footprint?

money matters

Short term vs. long term savings goals

Best tips and savings solutions, to help you become a saving superstar.

investing

The expenses of an investment property

Extended costs you can expect to incur when buying an investment property.

buying a home

Agents, Solicitors & Conveyancers

Who does what when you’re buying a house?

money matters

The power of compound interest

What is compound interest? And how can it boost your savings?

buying a home

Your property inspection checklist

The top 8 things to inspect when it comes to house hunting

refinancing

What you need to do before you refinance

4 key things you should get your head around before plunging into the application process.

investing

Can I afford an investment property?

Here's some things to consider.

money matters

Free2Spend and financially fit

You do your bit to stay on top of your fitness goals each day, but what about your financial health?

refinancing

Be the boss of your mortgage

Don’t let your mortgage call the shots! Here’s 4 tips to manage your home loan.

buying a home

Comparison rates

What’s a comparison rate? And how is it calculated?

buying a home

How to stick to your auction budget

And 5 auction bidding strategies to help you come out on top.

money matters

Financial minimalism

What is it, and why should you practice it?

money matters

Money Diaries: Chris and Duncan

Are you a spender or a saver? Chris and Duncan tell us about their spending habits.

money matters

Money Diaries: Emily and Sam

Are you a spender or a saver? Emily and Sam give us the low-down on their spending habits.

buying a home

What should you tell real estate agents?

4 things real estate agents don’t need to know.

money matters

Grow your savings with a term deposit

The benefits of a term deposit and why it may be the perfect solution to help you save.

money matters

Online identity check 101

Here’s what you need to know to successfully complete your online ID check.

money matters

My finances, liberated

My Free2Spend diary – 9 weeks to financial freedom.

buying a home

UHomeLoan Tracker

It’s now easier than ever to manage your home loan application online.

money matters

Pay on a Plate with Stephanie Bendixsen

See how Free2Spend helps the Australian TV presenter track her daily spending habits.

buying a home

7 home loan phrases you need to know

Here are 7 terms you’ll want to know when purchasing a new property.

refinancing

Here’s what happens when you refinance

Spoiler alert: it’s simpler than you think.

refinancing

How much could you save by refinancing?

How refinancing can help you become a savvy (and satisfied) saver.

buying a home

Top 5 house-hunting tips

The house hunter’s guide to successful Saturdays.

money matters

Top 5 savings myths debunked

“Save money while you’re young!” Easier said than done?! Time to smash some money myths.

buying a home

Rookie mistakes to avoid at auction

Tips to ensure you make a confident debut come auction day.

buying a home

4 smart tips to manage your home loan

Because having a mortgage doesn’t mean you should resign yourself to a life of sacrifices.

money matters

Why UBank is just the bank you need

How does UBank operate differently? And what benefits do we pass on to customers?

© UBank is a division of National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686. Terms of use available here. Are you experiencing financial difficulty? See how we can help.

UHomeLoan info: Govt charges may apply. The comparison rate is based on a secured loan of $150,000 over the term of 25 years. WARNING: This comparison rate is true only for the examples given & may not include all fees & charges. Different terms, fees or other loan amounts might result in a different comparison rate. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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Helpful articles

Renting vs buying

Is it better to rent or buy a house? What are the pros and cons of renting?

Cost of having a baby

How much does it cost to have a baby? And how much will it cost over the next 18ish years?

How to build an emergency fund, fast.

If your emergency fund is a little low, give these tips a go and look for everyday savings.

Tax time tips: The working from home edition

Here, we talk about the expenses you may (and may not) be able to claim back.

Can a HECS-HELP debt affect your home loan application?

We’ll answer that, and other HECS-HELP debt questions you might have.

Loan to value ratio

Everything you need to know about loan to value ratio (LVR).

Financial wellness

Here’s some guidance on reducing financial stress and increasing your financial wellbeing.

How much super do I need?

Whether retirement is front of mind or out of mind, the choices you make now about super could affect future-you.

Creative ways to make passive income

When considering what’s right for you, choose one that works best for your skillset and your pocket.

Granny flat investment

Here’s what you need to know about building and renting out a granny flat.

Rockin’ the gig economy

A beginner’s guide. Here’s our tips and tricks on how it could work for you.

The benefits of refinancing your home loan

Find out if you could be saving stacks of cash by simply switching banks and starting your refinancing journey today.

A guide to buying your first home

Our step by step guide to applying for and buying your first home.

What is rentvesting?

And how could it help you buy a property faster?

Ethical investing

How your short-term gains could have long-term impacts.

Electricity saving tips

Here’s some of the best energy saving hacks that’ll have your household running efficiently in no time.

Holiday super

(Ad)venture capital: How living overseas could affect your super.

How to value a property

Step up your property valuation skills with our helpful guide.

What kind of saver are you?

Find out which savings product could help you hit your financial goals.

Smart ways to spend your tax return

Our tips and tricks will have you thinking outside the box this EOFY.

Saving tips for students

Enjoy everything that student life has to offer, while being smart about what you can save.

The cost of refinancing your home loan

We keep things simple at UBank. You’ll be happy to hear we don’t charge any bank fees!

Home loan eligibility

What you need to consider before getting a home loan.

Saving tips for a wedding

We’re here to help you save money on your dream day.

Joint accounts

What is a joint account? And how can they make life easier?

Things you should know about super

5 key areas that could help with building your retirement funds.

Saving for a house deposit whilst renting

With a plan in place, you’ll be ready to apply for a home loan, and secure that dream home.

Preparing for your home loan application

Here's our guide to the things you can do before applying for a home loan.

Ready to refinance?

Our handy checklist will ensure you’re ticking all the boxes.

Green Term Deposits

With our Green Term Deposits, you could give your savings and give the low carbon economy a boost.

When’s the right time to start saving?

Taking action and responsibility with your money now could really help set you up in the future.

How to tackle a food budget

7 top tips to help you take control of your next shop.

Budgeting 101

With the proper tools, budgeting could be easier than you think.

How the USpend sweep works

You work hard for your money. Make it work hard for you with our transaction account.

Active vs. dormant accounts – what’s the difference?

Why you should keep your account active, and how to reactivate it, if you ever need to.

Financial life hack: link your accounts!

There’s nothing we love more than simple, streamlined finances.

How to save smart during sale season

A clever and well-thought-out plan could help you save and spend during sale season.

Get your finances in shape