“I worked in several different industries where I came to realise that I have a knack for numbers and managing money. When I found UBank, I knew it was where I was meant to be.” - Mike Williams, Home Loan Product Consultant

Mike became a proud member of TeamU in 2018 after a wide-ranging career extending from managing bars to booking holidays at a travel agency. He’s not your typical finance guy but definitely someone you’d want to be sitting next to at a dinner party.

These days, you’ll find Mike crunching the numbers to make sure UBank’s home loans are the best in the biz, and our customers get a loan that best suits their needs. To do this, Mike spends a fair chunk of his time deep diving into data to find insights that can help improve our products.

“Our goal is to make sure UBank is the market leader. From keeping our home loan rates low to making our application process faster and simpler, we’re always trying to improve our products for our customers.”

Recently, Mike led the launch of UBank’s new 85% Loan to Value Ratio home loan product. It’s a game-changer for our Owner Occupier customers who can now apply for a loan with a 15% deposit and sidestep Lenders Mortgage Insurance.

“Being involved with this project was a big deal for me and I’m proud of what we’ve achieved. We’re helping Aussies get a foot on the property ladder with a smaller deposit and without the extra fees. To me, that’s pretty cool!”

As the product consultant, Mike led the research, analysis and project team to ensure this product got to market in the agreed timeline.

“We knew we wanted to be able to offer our customers this product as quickly as possible and I really enjoyed teaming up with people from all over the business to make it happen. Everyone at UBank is supportive and take the time to give good advice.”

Mike’s love for teamwork (and possibly a nod back to his former careers) has recently seen him take on the role of Co-Lead of Network Engagement and Events for the NAB Pride National Committee - a huge personal achievement.

“The visibility of the LGBTQI+ community in the workplace is so important. We pitch in on community Pride events such as MidSumma and Fair Day, as well as putting on internal ones like our Ally Skills Workshop which helps the broader business learn how to be more inclusive.”

When COVID sent TeamU back to working from home, Mike was there to help shift our social events and celebrations online. But one thing he’s looking forward to is when we’re back in the office altogether.

“Nothing beats chatting to your workmates in real life and having lunch together. TeamU is a really cool bunch of people and I’m keen to catch up in the office soon.”

A few fun facts about Mike:

  • He volunteers for the Rural Fire Service, but when he’s off the clock, Mike’s in the kitchen whipping up a batch of his famous cookies.
  • He couldn’t live without his trusty house hunting apps, which he often uses to help friends and colleagues on their property journey.
  • Mike’s go-to podcast is The Property Playbook - now that sounds familiar!