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  • Living costs calculator

    Tools to help you make an informed decision about your home loan.

Understanding your daily spending and the cost of all those bills and expenses is an important part of your home loan application. Knowing your cost of living helps make sure the loan amount is right for you and you can afford your repayments.


Note:

  • Your living costs don’t only include your fixed bills but also your day to day costs and discretionary spending. 
  • If you are married or in a de facto relationship you need to account for the full amount of joint costs (not just your half, if costs are split).

Please click on the sections below and add your monthly costs.

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UHomeLoan info: Credit is provided by AFSH Nominees Pty Ltd Australian Credit Licence 391192. UBank is the mortgage manager for UHomeLoan products. Govt charges may apply. The comparison rate is based on a secured loan of $150,000 over the term of 25 years. ^WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.