Skip to Content

  • Living costs calculator

    Tools to help you make an informed decision about your home loan.

Understanding your daily spending and the cost of all those bills and expenses is an important part of your home loan application. Knowing your cost of living helps make sure the loan amount is right for you and you can afford your repayments.


Note:

  • Your living costs don’t only include your fixed bills but also your day to day costs and discretionary spending. 
  • If you are married or in a de facto relationship you need to account for the full amount of joint costs (not just your half, if costs are split).

Please click on the sections below and add your monthly costs.

Back to top

Products

Tools & calculators

Useful links

Legal stuff

© UBank is a division of National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686. Terms of use available here. Are you experiencing financial difficulty? See how we can help.

          


UHomeLoan info: Govt charges may apply. The comparison rate is based on a secured loan of $150,000 over the term of 25 years. WARNING: This comparison rate is true only for the examples given & may not include all fees & charges. Different terms, fees or other loan amounts might result in a different comparison rate. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. 


The Apple logo and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries. Google Pay, the Google Pay logo, Google Play and the Google Play logo are registered trademarks of Google LLC. Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd.