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  • Living costs calculator

    Tools to help you make an informed decision about your home loan.

Understanding your daily spending and the cost of all those bills and expenses is an important part of your home loan application. Knowing your cost of living helps make sure the loan amount is right for you and you can afford your repayments.


  • Your living costs don’t only include your fixed bills but also your day to day costs and discretionary spending. 
  • If you are married or in a de facto relationship you need to account for the full amount of joint costs (not just your half, if costs are split).

Please click on the sections below and add your monthly costs.