ubank FAQs

Info on current ubank products

What is a fixed rate loan?

A fixed rate home loan is where your interest rate is locked-in over the agreed fixed term.

Our Flex fixed loans offer different features to our Flex variable loans. For example, linking an offset account will only be available on a Flex variable loan. Visit our page on the differences between a variable or a fixed loans for more info.

You can apply for a fixed term of 1, 2, 3 or 5 years. Visit our interest rates page to view our available fixed rate offers.