Living Expenses Calculator

Very soon, we'll give you a call to assess which UHomeLoan is suitable for you. One of the ways we do this is to discuss with you in a bit more detail, your living expenses. We'll need you to think about where you spend your money, along with how much you typically spend and then complete the Living Expenses Calculator below. Once you complete the table it will generate a PDF and we ask that you upload this document to your tracker as soon as possible.

For applications with two applicants:

If the applicants live together, only one PDF needs to be completed. Calculations need to include the total household expenses (combined living expenses for both applicants), before it is uploaded.

If the applicants live separately, two PDF's with each applicants living expenses need to be completed and uploaded.

Living Expenses Calculator

Expenses
Cost per month

Rent

Expense Amount Frequency Cost per month

Only if you pay rent on a property other than your mortgage property. (Doesn't include your mortgage repayments).

Housing

Expense Amount Frequency Cost per month

Including Rates, maintenance, furniture.

Food & groceries

Expense Amount Frequency Cost per month

Including meat, frut & vegetables, tobacco, and alcohol.

Utilities

Expense Amount Frequency Cost per month

Entertainment

Expense Amount Frequency Cost per month

Including lunches, coffees, newspapers and magazines.

Schooling

Expense Amount Frequency Cost per month

Including uniforms & school equipment.

Motor vehicle & transport

Expense Amount Frequency Cost per month

Services

Expense Amount Frequency Cost per month

Health care

Expense Amount Frequency Cost per month

Including doctors, dentists and perscriptions.

Personal insurance

Expense Amount Frequency Cost per month

Including income protection and additional super contributions.

Clothing

Expense Amount Frequency Cost per month