The information contained in this article is of a general nature only. It doesn’t take account of any person’s objectives, financial situation or needs. Before acting on this information, you should consider whether it is appropriate for your circumstances and seek independent legal, financial, and taxation advice.
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Ethical investing: how your short-term gains could have long-term impacts.
We love hearing about what different companies are doing to help improve the lives of their customers and the environment. A great example is Zuper, who believe customers’ money should be invested in businesses that share their personal values.
Without knowing it, your investments could be indirectly supporting companies who aren’t eco-friendly.
Returns have always been a key factor when investing. But these days, investors are also encouraged to check out what their money is being used for. It’s all about doing good for the planet while making your money work hard for you at the same time.
Unleash your Zuper power
Changing your super is one easy way to get on board the revolution. The ‘conscious super’ movement is led by companies like Zuper, whose superannuation products allow you to mix and match investments aligned with*:
- Technology – help power the world’s next big thing
- Green – advocate for a sustainable planet and create the world you want to live in
- Health –fund the medical advances that can help us stay well and help you live your #bestlife
- Diversity– vote for a different future by funding companies that over index in equality
To get a better feel for the types of companies you’d be investing in, head here.
Myth busters
For too long, doing good and making money were at odds. But, with ethical investments outperforming** traditional funds, this is one myth we can now easily (and very happily) bust.
“Good investments are investments into companies that manage risk well and consistently generate profits. Nine out of 10 investments into companies that take environmental, social and governance risk (ESG) into consideration perform as good as or better than those that don't.”
Jess Ellerm, Co-Founder & CEO of Zuper.
Life admin, simplified
Got two minutes? That’s all it takes to create the future you want for yourself and the planet.
It’s as simple as finding your super, consolidating your accounts and starting your ethical investment journey, no paperwork required. Throw in the low fees, and we’re sold!
“We don't think choice and control over your super should come at some exorbitant cost. Our basic, tobacco-free growth fund costs 0.99% per year - considering the market average is 1.50%***, chances are a lot of Aussies are getting ripped off!”
Jess Ellerm, Co-Founder & CEO of Zuper.
Add a splash of colour
Ethical investment doesn’t stop with super. Take a look at UBank’s Green Term Deposit, and do something good for your hip pocket and support a low-carbon economy.
Your funds will be matched to a portfolio of renewable energy projects such as wind and solar power, and low carbon transport and buildings, giving your investment the power to help make a difference.
It’s simple, dependable and your savings will be secure, in a low-risk investment with a fixed return. Zero fees and a loyalty bonus of 0.10% when you rollover your funds are the cherries on top!****
We’re committed to finding new ways to make banking simpler, better and smarter for our customers, as well as creating a greener future, today. Connecting with companies like Zuper, as well as offering Green Term Deposits, is part of this important process.
*Before making a decision in relation to your super you should read the Zuper Super PDS, speak to a licensed financial professional and consider if the information is appropriate to you. Zuper Super is issued by Diversa Trustees Limited (ABN 49 006 421 638), (AFSL No 235153), as trustee of LESF Super (ABN 13 704 288 646).
**Figures obtained from industry and media sources In the Black and ABC News
***Source: Chant West Super Fund Fee Survey, December 2018, based on a $50,000 balance in a Growth option
****See the UBank Term Deposit Terms & Conditions.
UHomeLoan info: Credit is provided by AFSH Nominees Pty Ltd Australian Credit Licence 391192. UBank is the mortgage manager for UHomeLoan products. Govt charges may apply. The Comparison rate is based on a secured loan of $150,000 over the term of 25 years. ^WARNING: This Comparison rate applies only to the example or examples given. Different amounts and terms will result in different Comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the Comparison rate but may influence the cost of the loan.
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