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How to save money on groceries


How to save money on groceries

Spending more time cooking at home or looking for ways to reduce your shopping bill? Here’s seven grocery hacks that might help cut your food costs.

1. Shop the pantry

This one’s super easy! A simple way to save money on weekly groceries could be looking at what you’ve already got. If you need a last-minute meal, check the pantry first and get creative in the kitchen. Don’t have a certain ingredient? Look for simple swaps like rice instead of pasta. It could help you save cash and use food before it expires.

Pro tip: Have you heard of the first in, first out (FIFO) rule? Next time you’re stocking the pantry, put new food at the back and bring old groceries forward.

2. Follow a shopping list

While you’re grocery shopping, it can be tempting to fill the trolley with treats or accidentally buy things you’ve already got, but what you owe at the end might not be so sweet and can also increase your food waste. Whipping together a list of everything you need before heading out could be a great way to reduce your grocery bill.

3. Compare prices

What’s better value... 500 grams of pasta for $3 or 750 grams for $5? *Thinking*

A savvy supermarket hack is to check the unit prices on shelf labels which break down the cost per 100 grams. This should help with comparing products and figuring out what’s the best bang for your buck. Also, learning the discount cycles of your local grocery store can help you stock up when your favourite products are on sale.

4. Scan the supermarket shelves

Everyone has their go-to chips and cheese, but it could pay to look at different brands if you’re trying to save money. Stocking up on home brand items or taking advantage of discounts might help you stick to that food budget and enjoy similar products at cheaper prices.

5. Bulk out your meals

Cooking enough for leftovers might mean you don’t have to buy a bunch of ingredients for different dishes. Recipes like spag bol, curry and stir-fries can easily be beefed up with extra meat or hearty veggies. Plus, having meals ready to go might help dodge any takeaway temptations.

6. Make use of overripe fruit and veg

Got a bunch of old bananas or limp carrots lying around? Turning overripe food into jams and cakes, or throwing veggies into an omelette, are tasty ways to avoid food waste. Mushy tomatoes can be blitzed into a pasta sauce and wilted basil can quickly be turned into a yummy pesto.

7. Grow fresh fruit, herbs and veggies

Having your own veggie patch could be another crafty way to save money on food. Get started by planting peach pits, oregano cuttings, carrot tops or green onion roots in pots. Once your garden is thriving, you can start trimming that grocery list and enjoy the fruits of your hard work ;) 

At the end of the day, it’s important to have enough food in the house to keep you happy and healthy. These seven tips might help you enjoy the food you want without eating into your savings. But if you’re hungry for other ways to save money on groceries, here’s more snackable shopping tips.


Our in-app tool Free2Spend could help you stick to a food budget.* Find out more here.

With all that extra money, you could boost your savings with bonus interest by linking a USave savings account and a USpend transaction account.** Learn more here.


*iOS 10+ only. Works with your USave and USpend. iPhone is a trademark of Apple Inc., registered in the U.S. and other countries. iOS is a trademark or registered trademark of Cisco in the U.S. and other countries and is used under license.

** To qualify for the bonus variable interest rate on eligible amounts in your USave account(s) in a calendar month, you must have both a USave and USpend account and deposit $200 or more into your USpend transaction account or your linked USave savings account from non-UBank accounts during the same month. The bonus variable interest rate will be applied to a combined balance of up to $250,000 held in your USave account(s), including joint accounts. Any remaining balance greater than $250,000 will earn the USave base variable rate. Bonus interest is earned the same month you meet the bonus interest criteria and paid by the first day of the following month.

We recommend that you read and consider the Terms and Conditions for Transaction Accounts, the Terms and Conditions for Savings Accounts and our Financial Services Guide before making any decision. Target Market Determinations for these products are available at The issuer is UBank, a division of National Australia Bank Ltd ABN 12 004 044 937. The information contained in this article is of a general nature only. It doesn’t take account of any person’s objectives, financial situation or needs. Before acting on this information, you should consider whether it is appropriate for your circumstances and seek independent legal, financial, and taxation advice.