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Our bank accounts

Make your money work for you with our great range of accounts.

We make saving effortless.

[01] USave base variable rate.

Helping you save money, even while you spend it.

[02] On nominated USave account including 1.00% p.a. USave Savings Bonus.

Savings made easy for you.

[03] 3-month Term Deposit (excluding Loyalty Bonus).

What’s the right product to help you save?

USaver Ultra transaction account - shopping trolley
  • No monthly fees
  • Bonus rate
  • Sweep technology

[01] On nominated USave account including 1.00% p.a. USave Savings Bonus. Conditions apply

UBank term deposits
  • No fees
  • Loyalty bonus
  • Easy online application

[02] 3-month Term Deposit (excluding Loyalty Bonus).

Safe and secure

We’re backed by NAB, one of Australia’s most established banks.

We’re 100% committed to protecting your security and privacy online. Discover what measures we take to keep your investments as secure as possible.

Mozo Experts Choice 2019

Mozo Experts Choice 

Savings Bank of the Year (2018 & 2019)

Canstar Awards 2019

Canstar Bank of The Year

Savings - 5 years running (2015 - 2019)


Here’s what our customers have to say

Innovative Banking Dajovic

I’ve been with UBank for four years now. I had the USave account and term deposits with UBank because they offered the very best rates. I always look for security for my savings and UBank has the backing of NAB. USpend transaction account has a very clever way of sweeping funds into savings for even more interest.

Higher interest rates Macca

I picked this product because of the higher interest rates on Term Deposits and importantly the Loyalty Bonus, it was also so easy to join online.

Terrific accounts ... would recommend to everyone sue1950

I have had a UBank account since they were first introduced. Now I have linked a new UBank USpend to the first account. And am very impressed to be able to have ATM and Eftpos access as well, on top of receiving high interest rates. The person who thought up the idea of the Sweep system is brilliant.

Have more questions?

Or ready to apply?