Make your money work for you with our great range of accounts.
We make saving effortless.
[01] USaver base variable rate.
Helping you save money, even while you spend it.
[02] On nominated USaver including 1.06% p.a. Ultra Bonus.
Savings made easy for you.
[03] 6-month Term Deposit (excluding Loyalty Bonus).
Take your future in your own hands.
[04] 6-month Term Deposit SMSF (excluding Loyalty Bonus).
[02] 6-month Term Deposit (excluding Loyalty Bonus).
[03] 6-month Term Deposit SMSF (excluding Loyalty Bonus).
We’re backed by NAB, one of Australia’s most established banks.
We’re 100% committed to protecting your security and privacy online. Discover what measures we take to keep your investments as secure as possible.
Mozo Experts Choice
Savings Bank of the Year (2018 & 2019)
Canstar Bank of The Year
Savings - 5 years running (2015 - 2019)
Here’s what our customers have to say
I’ve been with UBank for four years now. I had the USaver account and term deposits with UBank because they offered the very best rates. I always look for security for my savings and UBank has the backing of NAB. Ultra transaction account has a very clever way of sweeping funds into savings for even more interest.
I picked this product because of the higher interest rates on Term Deposits and importantly the Loyalty Bonus, it was also so easy to join online.
I have had a UBank account since they were first introduced. Now I have linked a new UBank Ultra to the first account. And am very impressed to be able to have ATM and Eftpos access as well, on top of receiving high interest rates. The person who thought up the idea of the Sweep system is brilliant.
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UHomeLoan info: Govt charges may apply. The comparison rate is based on a secured loan of $150,000 over the term of 25 years. WARNING: This comparison rate is true only for the examples given & may not include all fees & charges. Different terms, fees or other loan amounts might result in a different comparison rate. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
