ubank FAQs

Info on current ubank products

This FAQ is related to a current ubank product. Head to our help centre if you want info about original ubank products that new customers can no longer access.

What’s the minimum deposit or equity I need for a ubank home loan?

If you’re getting an owner occupied home loan repaying principal and interest (P&I), you’ll need to have a deposit or equity that’s at least 15% of your property value.

For all other loans, you’ll need a deposit or equity that’s at least 20% of your property value.