Weeks 3 - 5: Being ultra-savvy
I’ve never been more aware of what I’m spending and saving and it’s kind of addictive.
My USaver account is now home to a decent chunk of money that will help me reach my goals, whereas my USaver Ultra account houses money I can spend daily. I’m realising the Free2Spend function is kind of like the middle-man between the 2 accounts and instead of dictating what goes where, it encourages me to save and spend with healthy moderation.
When my app tells me my daily Free2Spend number is over $50.00, I’ll treat myself to a ‘real coffee’, rather than my everyday instant. Or if it’s a Thursday night and I’ve got leftovers at home for a late dinner, I know my fun money is good for a few well deserved glasses of wine with the girls after work.
But if that fridge is looking bare and sad? I’m learning it’s definitely worth trading a night out for some delicious home cooking to see me through the next few days. It’s all about balance.