Our app

Manage your budget around your pay cycle. With your payday and how often you get paid set up in the app, you’ll always know how much time you have left until your next pay.

Align your other app features with your pay cycle so you can keep an eye on your spending, bills, and expenses between pays.

Securely connect your other accounts from over 140 financial institutions. See available funds, savings, and add upcoming bills from your connected accounts to track in the one place.

You can also add superannuation and investments accounts to get the whole picture of how your money is moving. Our smart search works across other bank accounts to find transactions.

Start tracking bills to plan your money around what’s coming up. Add your regulars like rent, utilities, and subscriptions to see what’s due each month or pay cycle.

Our Bill Planner will easily show what you’re committed to. It’s like a little self-care for your money that will help you know how much to put aside in your Bills account.

Retrace your spending steps. Spending Footprint sorts your spending into simple categories. This makes being able to see what you really spent on eating out or shopping last month easy.

Align the Footprint view with your pay cycle frequency to keep track of your spend in between paydays.

Do you know if you are spending more than you earning? In & Out is an easy-to-read graph of the money coming in and going out of your ubank accounts that helps you stay one step ahead of your spending.

Align the view with your pay cycle frequency to get ahead pay to pay.

Crush your financial goals faster with savings targets on any of your up to 10 savings accounts. You can also set up automatic transfers to set, forget, and save like a machine.

With all of your ubank app features working together, it becomes easier to be a better saver with little wins for tomorrow every day.