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Apple Pay is here!

You can enjoy all the benefits of your UBank VISA Debit card with Apple Pay on iPhone, Apple Watch, iPad and Mac[01]. Using Apple Pay is fast, simple and secure because your card information isn’t stored on your device or shared when you pay.


Use Apple Pay anywhere you can tap and pay.

Apple Pay is here!


How to set up your UBank VISA Debit card with Apple Pay

On iPhone

  1. Open the Wallet app.
  2. Tap the “+” sign in the upper-right corner and follow the prompts

Using your Apple Watch

  1. Open the Watch app on your iPhone.
  2. Tap “Wallet & Apple Pay”, then tap “Add Credit or Debit Card” and follow the prompts. 

To set up other Apple devices please see here.


How to pay in store

On iPhone

To pay with Face ID, double-click the side button, glance at your screen and hold the iPhone near the reader.

If you’re using Touch ID to pay, simply hold your iPhone up to the reader, with your finger on Touch ID.

Using your Apple Watch

Just double-click the side button and hold it to the reader. It’s that easy.

Apps and Website

To pay in apps and on websites in Safari on your iPhone and iPad, select Apple Pay at checkout and complete the payment using Face ID or Touch ID. 

To pay on websites in Safari on your Mac, select Apple Pay and complete the payment using your iPhone or Apple Watch. On MacBook Pro, pay using Touch ID on the Touch Bar.

Don’t have a USpend transaction account?

Enjoy the convenience of Apple Pay and get more including:

✔   No international fees
✔   No monthly fees

USaver Ultra Transaction Account

Plus, you can enjoy up to 1.05% p.a variable interest (including bonus variable interest of 1.00% p.a.)[02]on eligible balances in your USave savings account when you:

  • link a USpend transaction account to your USave savings account, and
  • Deposit at least $200 each month into either of your USpend or USave accounts from a non-UBank account (for example, your salary).

Things you should know

[01] For a list of all compatible devices, see:

Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPhone, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.

Apple Pay is a facility provided by Apple Inc. You should consider the Terms and Conditions and the Apple Pay Terms of Service before downloading the app and using this facility.

[02] To be eligible to receive the USave bonus interest rate in a calendar month, you must hold a USave account & USpend account and have deposited at least $200 to your USave or USpend account from an external source that month. For eligible customers, bonus interest is paid on eligible balances in the USave account only. The bonus variable interest rate will be applied to a combined balance of up to $250,000 held in your USave savings accounts, including joint accounts. Any remaining balance greater than $250,000 will earn the USave base variable rate.

If you meet the bonus interest criteria in the current calendar month, you’ll earn bonus variable interest on eligible amounts in your USave accounts for that month. The interest will be paid in two credits into your accounts: 1. The first is interest calculated using the base variable rate 2. The second is interest calculated using the bonus variable rate.

You’ll have to keep meeting the criteria each month to remain eligible for bonus variable interest in that month.