Our home loans
Get ahead with the right home loan
Each application is limited to up to $2,000,000 when the loan to value ratio (LVR) is over 85%.
Neat variable
Variable rates from5.39% p.a.Owner occupiedP&Iup to 60% LVR5.41% p.a.Your repayments
$3,037.68 per month
Based on a $500,000 principal and interest (P&I) loan over 25 years
Flex variable
Variable rates from5.39% p.a.Owner occupiedP&Iup to 60% LVR5.64% p.a.Your repayments
$3,037.68 per month
Based on a $500,000 principal and interest (P&I) loan over 25 years
Flex fixed
5.64% p.a.Owner occupiedP&Iup to 60% LVR5.66% p.a.Your repayments
$3,112.38 per month
Based on a $500,000 principal and interest (P&I) loan over 25 years
Home loan calculators
Crunch the numbers before you apply
Find out if you could save by refinancing with us
See how much you can borrow and what you’ll pay
Home loan eligibility
Let’s see if we’re a good match
Apply for a ubank home loan in 4 easy steps

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