The “UNSW30” offer is available to new customers who open a ubank account and enter the valid offer code in the app at sign up between 1 February 2026 and 31 December 2026

5 card purchases (including digital wallets) must be made and settled in your first 30 days as a ubank customer to be eligible for the bonus payment. This means we must wait until each card payment has been settled (no longer showing as “pending” in your transaction history) before you become eligible for the bonus payment. All card purchases and transaction settlements must occur within your first 30 days.

The offer is limited to one bonus payment per customer. The bonus code offer cannot be used in conjunction with any other offer (unless we determine otherwise, acting reasonably).

Eligible customers will receive a payment of $30 into their Spend account within a few days of fulfilling the bonus criteria. There are always a few people who will try to game the system, so here are some fair play conditions.

We retain the right, acting reasonably, to refuse to pay or cancel a “UNSW30 bonus offer” payment without notice to you. The reasons for us to refuse or cancel a payment may include, but are not limited to, if:

we believe that your access to the ubank app is or may be fraudulent
we believe that you have threatened, or have taken any steps (in our reasonable opinion) to threaten, the security of ubank
we believe that you have breached any of our General Terms
we believe that you or your friend are acting in bad faith
we have locked or closed your account
your account contains unpaid charges or is overdrawn
you were a past customer of ubank (excluding any Uhomeloan account) and closed all your Spend and Save accounts with ubank in the preceding 12 months of re-signing up on the ubank app and opening a new Spend and Save account

We also retain the right to stop the offer at any time and to change the conditions or incentive of the offer. However we will take reasonable steps to publish any decision to stop this offer early or any adverse change to the offer terms no later than the date the change takes effect.

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