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Do you work for yourself? Good news! Our home loan products are available for self-employed borrowers.

If you’re a sole trader looking to apply for a home loan, you might have come across a few hurdles and restrictions along the way.

Not with UBank!

Not being able to prove your income via payslips and experiencing fluctuations in your yearly income can make you ineligible to apply for competitive loans with certain lenders.

We offer home loans to self-employed candidates that come with the same great interest rate and features as our other home loans.

Whether you’re self-employed or permanent full-time employed, it’s always good to have clarity on what’s required to be eligible to apply for a home loan.

We’ve distilled the key application criteria for a home loan with UBank into an easy to follow infographic, that gives you just the information you need.


Infographic - Eligibility criteria for self-employed and permanent full-time employed borrowers

Did you tick all the boxes? Sounds like you’re ready calculate your borrowing power. Head to our handy calculator page to kick start your home loan application journey, today!

The information contained in this article is of a general nature only. It doesn’t take account of any person’s objectives, financial situation or needs. Before acting on this information, you should consider whether it is appropriate for your circumstances and seek independent legal, financial, and taxation advice.