ubank
Spend & Save

Spend & Save

Accounts to help you take control of your money
Explore Spend & Save
  • Spend any way you like
    Our Spend account gives you flexible ways to spend and handy tools to track your money
  • Save smarter
    Our Save account comes with great interest rates and savings goals to help you grow your money
  • Share your finances
    Open your shared account in just a few seconds to Spend or Save with your partner-in-finance
Home loans

Our home loans

A perfect mix of options and a digital application process to get the best loan for you
Explore home loans
  • Neat home loan
    Take it back to basics with no ongoing fees and a low variable rate
  • Own variable home loan
    Variable rates with lots of options and 100% interest offset from multiple ubank accounts
  • Own fixed home loan
    Avoid the unexpected by fixing your rate for up to 5 years

I want to ...

  • View calculators
  • Explore home loan rates & fees
  • Start my application
  • Continue my application
  • Get Key facts sheet
  • Manage my loan
Our banking app
Why us

Why us

Here to help you take control so you can feel on top of your money
  • About us
    Learn more about us and how we help you take control of your money
  • Newsroom
    Explore our latest news & stories
  • Our roadmap
  • Meet the team
  • Careers
Get help

Get help

Here to support you and help you take control of your finances
  • Help centre
    Explore the answers to our most frequently asked questions
  • Contact us
    Need help or have an inquiry? Get in touch with us today
  • Original ubank products
  • Forms
  • Tips and guides
  • System status
  • Staying safe online
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Our Products

  • Spend
  • Save
  • Shared
  • Our banking app
  • Our home loans

Why us

  • About us
  • Newsroom
  • Our roadmap
  • Careers

Get help

  • Help centre
  • Contact us
  • Original ubank products
  • Forms
  • System status
  • Security

Legal stuff

  • Privacy
  • Consumer Data Right
  • General terms
  • Fees and Limits
  • Connected Accounts terms
  • Credit guide
  • Complaints policy
  • Target market determinations
  • Banking code of practice
Products issued by ubank, part of National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686 (unless otherwise stated). This information is general and doesn't take your personal situation into account. Please take the time to make sure it's right for you.