Explore how we're different
We’re not like other banks – we’re all about getting you ahead. Think of us as your daily money companion.

It’s okay to see other banks
Connect your accounts from over 180 other financial institutions, to see your money in one place.
With Smart Search to easily find transactions across ubank and connected accounts

Stay ahead of your expenses with automatic bill predictions
Take the guesswork out of spending and gain insight into your regular expenses to manage your money better.
Know what’s coming so you can avoid any late fees.

Hit all your savings targets, right on the money
We’ll help you smash your goals. Tell us when you want to hit your target and we can show you how to get there one step at a time.
Edit your target at any time and we’ll adjust your plan to get there.
Join us
How to get started with ubank
Start using your Spend and Save accounts in minutes.
Download our app
You can download the ubank app on the App Store or Google Play™
Enter your code
Enter the code “WISELIST20” during sign-up
Get rewarded
You’ll score $20 after you make 3 card purchases in your first 30 days
To join us, you’ll need to be over 16 years old and an Australian citizen or permanent resident.
Our great savings interest rate
What makes up our total interest rate
This rate is variable and subject to change. Interest is calculated on your Save balance daily and paid monthly. See what makes you eligible for bonus interest.
Why ubank
We’ll help you stay on top of your money