We’re award winning

Get ahead of the pack

Become a better saver with our award-winning Save account

Explore how we're different

We’re not like other banks – we’re all about getting you ahead. Think of us as your daily money companion.

It’s okay to see other banks

  • Connect your accounts from over 180 other financial institutions, to see your money in one place.

  • With Smart Search to easily find transactions across ubank and connected accounts

Stay ahead of your expenses with automatic bill predictions

  • Take the guesswork out of spending and gain insight into your regular expenses to manage your money better.

  • Know what’s coming so you can avoid any late fees.

Hit all your savings targets, right on the money

  • We’ll help you smash your goals. Tell us when you want to hit your target and we can show you how to get there one step at a time.

  • Edit your target at any time and we’ll adjust your plan to get there.

Join us

How to get started with ubank

Start using your Spend and Save accounts in minutes.

To join us, you’ll need to be over 16 years old and an Australian citizen or permanent resident.

Our great savings interest rate

What makes up our total interest rate

Base rate
Bonus interest rate
Total interest rate

This rate is variable and subject to change. Interest is calculated on your Save balance daily and paid monthly. See what makes you eligible for bonus interest.

Why ubank

We’ll help you stay on top of your money

  • Forget fees

    No monthly fees or international card payment charges

  • Savings target
    Set savings targets

    Track your progress on each of your Save accounts

  • Great interest rates

    Earn bonus interest of 4.90% p.a. on up to 10 Save accounts

  • Start spending instantly

    With Apple Pay or Google Pay™, before you receive your Visa card.


Have any questions?

Products issued by ubank, part of National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686 (unless otherwise stated). This information is general and doesn't take your personal situation into account. Please take the time to make sure it's right for you.