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Apple Pay is here!

You can enjoy all the benefits of your UBank VISA Debit card with Apple Pay on iPhone, Apple Watch, iPad and Mac[01]. Using Apple Pay is fast, simple and secure because your card information isn’t stored on your device or shared when you pay.


Use Apple Pay anywhere you can tap and pay.

Apple Pay is here!


How to set up your UBank VISA Debit card with Apple Pay

On iPhone

  1. Open the Wallet app.
  2. Tap the “+” sign in the upper-right corner and follow the prompts

Using your Apple Watch

  1. Open the Watch app on your iPhone.
  2. Tap “Wallet & Apple Pay”, then tap “Add Credit or Debit Card” and follow the prompts. 

To set up other Apple devices please see here.


How to pay in store

On iPhone

To pay with Face ID, double-click the side button, glance at your screen and hold the iPhone near the reader.

If you’re using Touch ID to pay, simply hold your iPhone up to the reader, with your finger on Touch ID.

Using your Apple Watch

Just double-click the side button and hold it to the reader. It’s that easy.

Apps and Website

To pay in apps and on websites in Safari on your iPhone and iPad, select Apple Pay at checkout and complete the payment using Face ID or Touch ID. 

To pay on websites in Safari on your Mac, select Apple Pay and complete the payment using your iPhone or Apple Watch. On MacBook Pro, pay using Touch ID on the Touch Bar.

Don’t have a USpend transaction account?

Enjoy the convenience of Apple Pay and get more including:

✔   No international fees
✔   No monthly fees

USaver Ultra Transaction Account

Plus, you can enjoy up to 1.10% p.a variable interest (including bonus variable interest of 1.00% p.a.)[02]on your USave savings account when you:

  • link a USpend transaction account to your USave savings account, and
  • Deposit at least $200 each month into either of your Linked accounts from a non-UBank account (for example, your salary).

Things you should know

[01] For a list of all compatible devices, see:

Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPhone, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.

Apple Pay is a facility provided by Apple Inc. You should consider the Terms and Conditions and the Apple Pay Terms of Service before downloading the app and using this facility.

[02] To get the bonus rate, you must deposit at least $200 a month into your USpend transaction or USave savings account from a non-UBank account (for example, your salary). Also, the total balance across all your USave and USpend accounts, including joint accounts but not SMSF accounts, must not exceed $250,000.

Provided you meet the criteria in the current month, you’ll start earning the bonus interest on your linked USave savings account from the 1st of the following month.