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  • Calculators
    and rates

    We’ve compiled just what you need to make an informed decision about your banking.

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01

Calculators

Use our range of savings calculators to help you decide how best to maximise your money.

02

Rates

Our rates are highly competitive.

 

  • InstitutionProductMaximum Interest rate p.a.Standard Variable rate p.a.
    UBankUSave + USpend1.05%0.05%
    UBankUSave0.05%0.05%

    Note: Some rates displayed may include promotional/bonus rates.


    The USave + USpend maximum variable interest rate includes the USave Savings Bonus variable interest rate. For eligible customers, the bonus interest of 1.00% p.a. is paid on eligible balances in the USave account only (and not your USpend transaction account). To be eligible to receive the USave bonus interest rate in a calendar month, you must hold a USave account & USpend account and have deposited at least $200 to your USave or USpend account from an external source that month. The bonus variable interest rate will be applied to a combined balance of up to $250,000 held in your USave savings accounts, including joint accounts. Any remaining balance greater than $250,000 will earn the USave base variable rate. You’ll have to keep meeting the criteria each month to remain eligible for bonus variable interest in that month.

  • Institution1
    month    		3
    months    		4
    months    		6
    months    		9
    months    		12
    months
    U BANKstandard rate0.15%0.45%0.40%0.45%0.35%0.35%
    U BANKwith loyalty bonus0.25%0.55%0.50%0.55%0.45%0.45%

    UBank's 12-month rate is for a Term Deposit with interest paid at maturity. The standard interest rate for our 12-month Term Deposit with interest paid monthly is 0.25% p.a.

    Note: Some rates displayed may include promotional/bonus rates. 

  • InstitutionProductMaximum interest rate p.a.Standard Variable rate p.a.
    UBankUSaver SMSF0.30%0.10%

    Note: Some rates displayed may include promotional/bonus rates.

  • Institution1
    month    		3
    months    		4
    months    		6
    months    		9
    months    		12
    months
    U BANKstandard rate0.05%0.35%0.30%0.35%0.25%0.25%
    U BANKwith loyalty bonus0.15%0.45%0.40%0.45%0.35%0.35%

    UBank's 12-month rate is for a SMSF TD with interest paid at maturity. The standard interest rate for our 12-month SMSF TD with interest paid monthly is 0.15% p.a.

    Note: Some rates displayed may include promotional/bonus rates.

03

Forms

You’ll find the forms you need right here.

Audit request form

This form needs to be completed when requesting an SMSF audit.

22KB PDF

Australia Post form

Should you be asked to complete this form, you will need to take it to your local Australia Post Office with your identification documents.

If applying for a home loan, please login to your Application Tracker via My Money and download the form from there. It has already been populated with some of your details and will save you time.

137KB PDF

Change personal details form

Fill out this form for changes to your name or date of birth.

119KB PDF

Nomination form

This form allows you to nominate one person to receive correspondence on behalf of any other borrower/guarantor.

67KB PDF

Personal access form

If you’d like access to your personal information held by UBank, fill out this form.

74KB PDF

Need more information?

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^Things you should know

Any advice on this webpage has been prepared without taking into account your objectives, financial situation or needs. Before acting on any advice on this webpage, you should consider whether it is appropriate for your circumstances. We recommend that you read and consider the Terms and Conditions for Transaction Accounts, the Terms and Conditions for Savings Accounts and our Financial Services Guide before making any decision. Target Market Determinations for these products are available at ubank.com.au/tmd. Our transaction and savings products are issued by UBank.


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