Calculators
and rates
We’ve compiled just what you need to make an informed decision about your banking.
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Calculators
01
Calculators
Use our range of savings calculators to help you decide how best to maximise your money.
02
Rates
Our rates are highly competitive.
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Institution Product Maximum Interest rate p.a. Standard Variable rate p.a. UBank USave + USpend 1.60% 0.54% UBank USave 0.54% 0.54% Note: Some rates displayed may include promotional/bonus rates.
The USave + USpend maximum variable interest rate includes USave Savings Bonus variable interest rate. To be eligible to receive the bonus rate you must first hold a USave account & USpend account, have deposited at least $200 to your USave or USpend account from an external source in the previous month and maintain a total balance of not more than $250,000 across all of your USave / USpend (inclusive of all joint accounts).
The bonus variable interest of 1.06% p.a. will be applied to eligible balances held in each of your USave savings accounts (and not your USpend transaction account).
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Institution 1
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monthsU BANKstandard rate 0.35% 0.80% 0.80% 0.80% 0.80% 0.90% U BANKwith loyalty bonus 0.45% 0.90% 0.90% 0.90% 0.90% 1.00% UBank's 12-month rate is for a Term Deposit with interest paid at maturity. The standard interest rate for our 12-month Term Deposit with interest paid monthly is 0.80% p.a.
Note: Some rates displayed may include promotional/bonus rates.
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Institution Product Maximum interest rate p.a. Standard Variable rate p.a. UBank USaver SMSF 0.80% 0.40% Note: Some rates displayed may include promotional/bonus rates.
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Institution 1
month3
months4
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monthsU BANKstandard rate 0.25% 0.70% 0.70% 0.70% 0.70% 0.80% U BANKwith loyalty bonus 0.35% 0.80% 0.80% 0.80% 0.80% 0.90% UBank's 12-month rate is for a SMSF TD with interest paid at maturity. The standard interest rate for our 12-month SMSF TD with interest paid monthly is 0.70% p.a.
Note: Some rates displayed may include promotional/bonus rates.
03
Forms
You’ll find the forms you need right here.
Audit request form
This form needs to be completed when requesting an SMSF audit.
Australia Post form
Should you be asked to complete this form, you will need to take it to your local Australia Post Office with your identification documents.
If applying for a home loan, please login to your Application Tracker via My Money and download the form from there. It has already been populated with some of your details and will save you time.
Change personal details form
Fill out this form for changes to your name or date of birth.
Nomination form
This form allows you to nominate one person to receive correspondence on behalf of any other borrower/guarantor.
Personal access form
If you’d like access to your personal information held by UBank, fill out this form.
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UHomeLoan info: Govt charges may apply. The comparison rate is based on a secured loan of $150,000 over the term of 25 years. WARNING: This comparison rate is true only for the examples given & may not include all fees & charges. Different terms, fees or other loan amounts might result in a different comparison rate. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
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