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  • Calculators
    and rates

    We’ve compiled just what you need to make an informed decision about your banking.

01

Calculators

Use our range of savings calculators to help you decide how best to maximise your money.

02

Rates

Our rates are highly competitive.

 

  • InstitutionProductMaximum Interest rate p.a.Standard Variable rate p.a.
    UBankUSave + USpend1.60%0.54%
    UBankUSave0.54%0.54%

    Note: Some rates displayed may include promotional/bonus rates.

    The USave + USpend maximum variable interest rate includes USave Savings Bonus variable interest rate. To be eligible to receive the bonus rate you must first hold a USave account & USpend account, have deposited at least $200 to your USave or USpend account from an external source in the previous month and maintain a total balance of not more than $250,000 across all of your USave / USpend (inclusive of all joint accounts).

    The bonus variable interest of 1.06% p.a. will be applied to eligible balances held in each of your USave savings accounts (and not your USpend transaction account).

  • Institution1
    month
    3
    months
    4
    months
    6
    months
    9
    months
    12
    months
    U BANKstandard rate0.35%0.80%0.80%0.80%0.80%0.90%
    U BANKwith loyalty bonus0.45%0.90%0.90%0.90%0.90%1.00%

    UBank's 12-month rate is for a Term Deposit with interest paid at maturity. The standard interest rate for our 12-month Term Deposit with interest paid monthly is 0.80% p.a.

    Note: Some rates displayed may include promotional/bonus rates. 

  • InstitutionProductMaximum interest rate p.a.Standard Variable rate p.a.
    UBankUSaver SMSF0.80%0.40%

    Note: Some rates displayed may include promotional/bonus rates.

  • Institution1
    month
    3
    months
    4
    months
    6
    months
    9
    months
    12
    months
    U BANKstandard rate0.25%0.70%0.70%0.70%0.70%0.80%
    U BANKwith loyalty bonus0.35%0.80%0.80%0.80%0.80%0.90%

    UBank's 12-month rate is for a SMSF TD with interest paid at maturity. The standard interest rate for our 12-month SMSF TD with interest paid monthly is 0.70% p.a.

    Note: Some rates displayed may include promotional/bonus rates.

03

Forms

You’ll find the forms you need right here.

Audit request form

This form needs to be completed when requesting an SMSF audit.

Australia Post form

Should you be asked to complete this form, you will need to take it to your local Australia Post Office with your identification documents.

If applying for a home loan, please login to your Application Tracker via My Money and download the form from there. It has already been populated with some of your details and will save you time.

Change personal details form

Fill out this form for changes to your name or date of birth.

Nomination form

This form allows you to nominate one person to receive correspondence on behalf of any other borrower/guarantor.

Personal access form

If you’d like access to your personal information held by UBank, fill out this form.

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