Skip to Content
  • Calculators
    and rates

    We’ve compiled just what you need to make an informed decision about your banking.

01

Calculators

Use our range of banking calculators to help you decide how best to maximise your money.

Enter in your savings target and the amount you will regularly contribute to find out when you can expect to reach your goal.

Enter in your savings target and the amount you will regularly contribute to find out when you can expect to reach your goal.

Enter your initial investment to see what you could earn.

Find out how much you can save for retirement with UBank’s DIY Super accounts.

Find out how much you can save for retirement with UBank’s DIY Super accounts.

02

Rates

Our rates are highly competitive.

  • Product Maximum interest rate P.A Standard variable rate P.A
    USaver 1.81%
    1.81%
    USaver with Ultra
    2.87%
    1.81%
    USaver Reach * 2.31% 2.31%
    2.31%
    2.31%

     

    * To open a USaver Reach you must be between 18 and 29 years old. Interest is only earned on amounts up to $5,000. Any amount in excess of $5,000 does not earn interest.

    The USaver with Ultra maximum interest rate includes the Ultra Bonus rate. To be eligible to receive the bonus rate in any month you must, in the previous month, have deposited at least $200 to your USaver or USaver Ultra from an external source and maintain a total balance of not more than $200,000 across all of your USavers / USaver Ultra (inclusive of all joint accounts).

  •   1 month 3 months 4 months 6 months  9 months 12 months
    UBank - standard rate 1.90% 2.71% 2.61%
    2.71%
    2.71% 2.81%
    UBank - with loyalty bonus
    2.00%
    2.81%
    2.71%
    2.81% 2.81% 2.91%

     

    UBank's 12-month rate is for a Term Deposit with interest paid at maturity. The standard interest rate for our 12-month Term Deposit with interest paid monthly is 2.71% p.a.

  •   Maximum interest rate P.A Standard variable rate P.A
    USaver SMSF 2.06%
    1.66%
    2.31%
    2.31%

  •   1 month 3 months 4 months 6 months  9 months 12 months
    UBank - standard rate 1.90% 2.71% 2.61%
    2.71%
    2.71% 2.81%
    UBank - with loyalty bonus
    2.00%
    2.81%
    2.71%
    2.81% 2.81% 2.91%

     

    UBank's 12-month rate is for a SMSF TD with interest paid at maturity. The standard interest rate for our 12-month SMSF TD with interest paid monthly is 2.71% p.a.

03

Forms

You’ll find the forms you need right here.

Audit request form

This form needs to be completed when requesting an SMSF audit.

Australia Post form

Should you be asked to complete this form, you will need to take it to your local Australia Post Office with your identification documents.

If applying for a home loan, please login to your Application Tracker via My Money and download the form from there. It has already been populated with some of your details and will save you time.

Change personal details form

Fill out this form for changes to your name or date of birth.

Nomination form

This form allows you to nominate one person to receive correspondence on behalf of any other borrower/guarantor.

Personal access form

If you’d like access to your personal information held by UBank, fill out this form.

Need more information?

Or ready to apply?