Faces of UBank: Sandy

“I live in a shared apartment in Paddington with one other flatmate. Until recently, I haven’t really put much thought into saving my money, but I am now looking at my needs versus wants and it has been a learning curve for me.

My long-term goal is to buy a house and go overseas. Now that I’m conscious of my spending, I realise ‘wants’, like a personal trainer and getting my hair done, are slowing down the time it will take to reach my savings target. I am going to have to make some lifestyle changes, but that’s okay. I believe I can live with less and be just as happy.”