Faces of UBank: Phil

“I am a proud home owner and UBank customer. I refinanced my home loan to take advantage of the low rate offered here at UBank. It was a no-brainer for me as it means I can pay off my loan faster and get closer to reaching my financial goals, without having to do much at all.

I’m all about making small tweaks to my finances to make my money work for me, including the obvious but less exciting investments like superannuation. I make an effort to spend less and I think I’m just as content as those who have more stuff.

When assessing my wants versus my needs it’s like a little devil and angel appear on each shoulder. But really, it’s amazing just how little you need to make you happy.”